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3440 Potomac St, Saint Louis, MO, 63118

5beds
2baths
2,070sqft
$249,900
$121price/sqft
$1,928/moest. monthly cost
$77,120/yrincome needed

About This Home

Introducing 3440 Potomac, a beautifully renovated 5-bedroom, 2-bath home in the heart of Gravois Park offering the perfect blend of space, character, and modern updates. This spacious home features stainless steel appliances, some exposed brick for added charm, and a convenient main-level bedroom ideal for guests, work-from-home, or flexible living. With generous room sizes throughout and thoughtful updates, this home is move-in ready while still offering timeless St. Louis character. A rear detached one-car garage adds convenience, rounding out this incredible opportunity. Whether you’re an owner occupant looking for space or an investor seeking a strong rental option, this one checks the boxes.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
Froebel Elementary SchoolGrades PK-50.5 mi
4/10
Carnahan MiddleGrades 61.0 mi
1/10
Roosevelt High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1906

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 2,070

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 2,070 sqft

Property

Details

  • Parcel number: 15880001000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Enclosed,Front Porch

Lot

  • Lot size: 3,497 sqft
  • Features: Level
  • Lot size dimensions: 28 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$293$3,516
Property Taxes $214$2,568
Electricity $158$1,896
Total$1,928$23,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,102/yr
40% on housing$57,840/yr
45% on housing$51,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$249,900
2026-05-03Price change$254,900
2026-04-29Price change$264,900
2026-04-17Listed for sale$269,900
2026-04-03Listing removed$2,200
2026-03-17Listed for rent$2,200
2025-02-28Sold--
2025-01-04Pending sale$39,000
2025-01-01Listed for sale$39,000
2016-06-24Sold--
2016-06-15Pending sale$11,900
2016-05-10Price change$11,900
2016-04-25Listed for sale$12,900
2016-04-22Sold--
2016-04-15Price change$13,900
2016-04-04Listed for sale$14,900
2016-01-27Listing removed$16,900
2015-09-09Price change$16,900
2015-09-01Price change$17,900
2015-08-25Listed for sale$19,900

For Sale by Agent

AgentAntione T Lawrence
BrokerageAscend Real Estate Advisors

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