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3623-3625 Virginia Ave, Saint Louis, MO, 63118

--beds
4baths
4,639sqft
$249,000
$54price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

Investment Opportunity in South City – Turnkey Quadplex Welcome to 3623–3625 Virginia Ave, a well-maintained quadplex located in the heart of South St. Louis. This solid brick multi-family property offers a fantastic opportunity for both seasoned and first-time investors looking to expand their portfolio with a cash-flowing asset. Featuring 4 units total, with 3 currently occupied, this property provides immediate rental income with additional upside through leasing the vacant unit. Each unit offers functional layouts, making them highly desirable for tenants in this convenient and centrally located neighborhood. Residents enjoy easy access to major highways, public transportation, local shops, and dining, making this an ideal rental location with consistent demand. Whether you're looking to house hack, add to your portfolio, or secure a long-term investment, this property checks all the boxes. Highlights: 4-unit brick building 3 units currently occupied Value-add opportunity with 1 vacant unit Strong rental demand area Convenient South City location Close to highways, restaurants, and amenities New Rear Porches One unit with updated hardwood floor refinishing Tuckpointing done within the last year New entry on garage door Don’t miss your chance to own a solid income-producing property with room to grow! Property is being sold as-is; seller to make no repairs or provide inspections.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
Froebel Elementary SchoolGrades PK-50.3 mi
4/10
Carnahan MiddleGrades 60.8 mi
1/10
Roosevelt High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1916

Materials

  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Apartment Style
  • Property subType: Multi Family,Apartment

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bathrooms: 4

Cooling

  • Cooling features: Ceiling Fan(s),Window Unit(s)

Features

  • Finished area above ground: 4,639

Interior Area

  • Total interior livable area: 4,639 sqft

Property

Details

  • Parcel number: 16170002900
  • Special condition: Listing As Is

Features

  • Levels: Two

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$292$3,504
Property Taxes $213$2,556
Electricity $354$4,250
Total$2,118$25,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$108
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$260,000
2026-03-27Listed for sale$275,000

For Sale by Agent

AgentKimberly C Ruth
BrokerageThe Hermann London Group LLC

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