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3646 Iowa Ave, Saint Louis, MO, 63118

3beds
2baths
1,666sqft
$159,900
$96price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

Investor opportunity in the heart of South City! Located at 3646 Iowa Avenue, this three-bedroom, two-bath home sits just behind Iowa Buffet and only minutes from the shops, restaurants, and entertainment along Cherokee Street. The property was renovated in recent years and features newer major systems, giving the next owner a solid foundation to work with. It has experienced some wear and tear and will need repairs, cosmetic improvements, and general cleanup to bring it back to its full potential. With a spacious layout, three bedrooms, two full bathrooms, and a convenient South City location, this property could make an excellent renovation project, rental property, or resale opportunity. The home is being offered in its current condition and is best suited for an investor or buyer who is comfortable completing the needed work. Be sure to check out our video walk through.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
Monroe Elementary SchoolGrades PK-60.3 mi
1/10
Roosevelt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1886

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,666

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,666
  • Total interior livable area: 1,666 sqft

Property

Details

  • Parcel number: 16420000100
  • Special condition: Real Estate Owned

Features

  • Levels: Two

Lot

  • Lot size: 3,175 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$187$2,244
Property Taxes $137$1,644
Electricity $141$1,693
Total$1,273$15,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$108
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-13Listing removed$1,685
2025-04-16Listed for rent$1,685
2024-06-10Listing removed--
2024-05-09Listing removed--
2024-04-14Price change$199,900
2024-03-20Price change$210,000
2024-03-06Listed for sale$220,000
2024-02-14Listed for rent$1,685
2023-11-17Sold--
2023-08-29Listing removed--
2023-07-11Price change$109,900
2023-06-26Price change$119,900
2023-06-15Listed for sale$124,900
2021-03-24Listing removed--
2020-02-12Listing removed$950
2020-01-12Listed for rent$950
2019-12-07Listing removed$950
2019-11-06Price change$950
2019-10-01Listed for rent$900

Unknown Listed By

AgentJohn D Skaggs
BrokerageWelcome Home Realty Group, LLC

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