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3706 Iowa Ave, Saint Louis, MO, 63118

3beds
4baths
2,174sqft
$274,888
$126price/sqft
$2,113/moest. monthly cost
$84,520/yrincome needed

About This Home

Fully Renovated 3-Story Brick Beauty with Modern Comfort and Classic Charm! Welcome to 3706 Iowa – a stunning 2.5-story brick home that’s been thoughtfully updated from top to bottom. Featuring 3 spacious bedrooms, 3.5 modern baths this home offers both style and functionality for today’s living. The main level boasts newly installed hickory hardwood floors, adding warmth and character to the open living, dining and kitchen spaces. The updated kitchen and baths, along with all-new plumbing, electric, and zoned HVAC, ensure peace of mind and year-round comfort. You'll love the convenience of the upper-level laundry, generous storage, and smart layout. Outside, enjoy a fenced backyard and 2 off-street parking spaces—a rare find in the city! Located in a vibrant neighborhood just a few blocks from Cherokee Street and its restaurants and shops, this move-in ready home blends historic charm with modern updates. 2 car Parking pad to be installed prior to closing. Stove refrigerator and dishwasher to be installed prior to closing or Seller can offer an allowance of $1600 and you chose your own.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

2/10
Monroe Elementary SchoolGrades PK-60.3 mi
1/10
Roosevelt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1889

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 273
  • Dimensions: 21x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Dining/Living Room Combo,Open Floorplan
  • Door features: Panel Door(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Finished area below ground: 0
  • Finished area above ground: 2,174

Great Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Laundry

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 24
  • Dimensions: 6x4

Laundry

  • Level: Third

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 16430001300
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Patio & porch: Deck
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: City,Neighborhood

Lot

  • Lot size: 3,005 sqft
  • Features: City Lot,Level,Near Public Transit
  • Lot size dimensions: 24 x 125

Parking

  • Total spaces: 2
  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,389$16,668
Home Insurance *$323$3,876
Property Taxes $235$2,820
Electricity $166$1,992
Total$2,113$25,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,445/yr
40% on housing$63,390/yr
45% on housing$56,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$264,888
2026-08-11Listing removed$274,888
2026-06-30Price change$274,888
2026-06-07Price change$289,999
2026-05-14Price change$294,999
2026-04-14Listed for sale$298,888
2026-01-05Listing removed$318,888
2025-10-20Listed for sale$318,888
2025-10-13Listing removed$318,888
2025-08-08Listed for sale$318,888
2023-03-10Sold--
2023-02-26Pending sale$40,000
2023-02-18Listed for sale$40,000
2021-12-31Sold--
2021-12-09Pending sale$20,000
2021-12-07Listed for sale$20,000
2018-10-17Sold--
2015-03-25Sold--
2014-11-21Listed for sale$17,600
2014-11-12Sold--
2014-11-01Price change$1,500
2014-10-30Price change$17,600
2014-10-15Price change$1,500
2014-10-07Listed for sale$17,600
2003-12-19Sold--
2001-08-06Sold--

For Sale by Agent

AgentJulia C Mittelstadt
BrokerageColdwell Banker Realty - Gundaker

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