2758 Rutger St, Saint Louis, MO, 63104
About This Home
Historic charm meets modern luxury in this fully rehabbed 3 bed, 3 bath home located in the sought-after Gate District of St. Louis. Originally built in 1892, this stunning renovation beautifully blends timeless character with stylish 21st-century updates. The main level features a spacious living room, formal dining area, updated kitchen, and convenient half bath, creating an ideal layout for both everyday living and entertaining. Step outside from the kitchen/dining area onto the large rear deck overlooking the backyard — perfect for gatherings or relaxing evenings. Upstairs, you’ll find 3 generously sized bedrooms and 2 beautifully updated full baths showcasing custom tile work and modern finishes throughout. The primary suite even features its own private deck/balcony, offering a peaceful retreat to unwind. With updated finishes, functional living space, and nothing left to do but move in, this home delivers the perfect combination of historic elegance and modern comfort.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1892
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area above ground: 2,124
Heating & Cooling
- Heating features: Electric,Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,124
- Total interior livable area: 2,124 sqft
Property
Details
- Parcel number: 18180000400
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 3,001 sqft
- Features: Back Yard,City Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Earthquake
- Inland Flooding
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $257 | $3,084 |
| Electricity | $162 | $1,946 |
| Total | $2,148 | $25,776 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $289,900 |
| 2026-07-24 | Price change | $299,900 |
| 2026-07-10 | Price change | $309,900 |
| 2026-06-26 | Price change | $319,900 |
| 2026-06-04 | Price change | $324,900 |
| 2026-05-22 | Listed for sale | $329,900 |
| 2025-11-05 | Sold | -- |
| 2022-11-08 | Sold | -- |
View on Zillow