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3729 Saint Ferdinand Ave, Saint Louis, MO, 63113

3beds
2baths
1,340sqft
$175,000
$131price/sqft
$2,169/moest. monthly cost
$86,760/yrincome needed

About This Home

Welcome to your home at 3729 St. Ferdinand in Saint Louis City! This thoughtfully designed new construction property offers the perfect blend of modern comfort, functionality, and long-term livability. Featuring 3 spacious bedrooms and 2 full bathrooms, main floor laundry room, and two car garage. This home is built to Aging in Place standards, with accessible design elements that support convenience, safety, and ease of movement for years to come. Purchasers must meet income guidelines not exceeding 80% of Area Median Income (AMI). Please view supplemental docs before submitting an offer.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

2/10
1/10
Vashon High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Stainless Steel Appliance(s),Dishwasher,Microwave,Electric Range,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Other,See Remarks,Storage,Tub
  • Flooring: Plank
  • Finished area above ground: 1,340

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Entrance,Accessible Full Bath,Accessible Kitchen

Details

  • Parcel number: 18722202300
  • Special condition: Third Party Approval

Features

  • Levels: Two
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 2,631 sqft
  • Features: Back Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Tornado
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$994$11,928
Property Taxes $150$1,800
Electricity $141$1,693
Total$2,169$26,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,365/yr
40% on housing$65,070/yr
45% on housing$57,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63113$39
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63113$40
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$175,000

New Construction

AgentRezhe Connelly
BrokerageBrown-Kortkamp Realty

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