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109 Hickory Ln, Lucedale, MS, 39452

2beds
1baths
950sqft
$139,000
$146price/sqft
$1,117/moest. monthly cost
$44,680/yrincome needed

About This Home

Looking for the perfect weekend getaway, starter home, or a peaceful place to enjoy life on the water? This beautifully updated 2BR/1BA lakefront camp in Plum Bluff Estates offers 950 sq. ft. of comfortable living with stunning waterfront views. Recent updates include a newer metal roof, central A/C, back deck, and more. Inside, you'll find a spacious pantry, laundry room, and a screened porch that's perfect for relaxing and taking in the scenery. As part of the Plum Bluff Estates community, you'll also enjoy private sandbars on the Pascagoula River, a boat launch, and several lakes for fishing. Whether you're looking for a vacation retreat or a place to call home, this property offers the perfect blend of relaxation and outdoor adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Central Elementary SchoolGrades PK-66.8 mi
6/10
8/10
George County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 1505b250a030.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.29 Acres
  • Features: Cleared,Few Trees
  • Lot size dimensions: 173' x 66'

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in George County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$162$1,944
Property Taxes $61$732
Electricity $192$2,304
Total$1,117$13,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,297/yr
40% on housing$33,510/yr
45% on housing$29,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 39452$120
George County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 39452
George County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$139,000
2024-07-12Sold--
2024-07-02Pending sale$109,000
2024-05-22Listed for sale$109,000

For Sale by Agent

AgentJanie L Grice
BrokerageBetter Homes & Gardens RE Trad

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