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103 Gristmill Rd, Lucedale, MS, 39452

7beds
3baths
3,486sqft
$499,000
$143price/sqft
$3,651/moest. monthly cost
$146,040/yrincome needed

About This Home

Move-in ready, this stunning 7-bedroom, 3-bath home in George County sits on 2 beautiful acres shaded by majestic live oak trees, offering the perfect blend of modern comfort and timeless Southern charm. Step inside to discover gorgeous hardwood floors throughout and a thoughtfully updated interior designed for both style and functionality. The kitchen features elegant granite countertops, creating a sleek and inviting space for cooking and gathering. With seven spacious bedrooms, this home provides incredible flexibility--perfect for large families, multi-generational living, or creating dedicated office, guest, or hobby spaces. This Master suite is 402 Square Feet of absolutely spacious! There are closets in the master bedroom and also in the master bath, so need to worry about who gets the space! Outside, the property truly shines. The sprawling yard is dotted with mature live oaks, providing shade, character, and a serene setting ideal for relaxing or entertaining. With plenty of room to roam, garden, or expand, the possibilities are endless. This beautifully renovated home offers space, sophistication, and the peaceful charm of country living--all in one exceptional property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
George County High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Materials

  • Foundation: Raised
  • Roof: Architectural Shingles
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Storage
  • Door features: Double Entry
  • Window features: Double Pane Windows
  • Flooring: Brick,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,486
  • Total interior livable area: 3,486 sqft

Property

Details

  • Parcel number: 1401110006.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Side Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 2 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in George County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$584$7,008
Property Taxes $220$2,640
Electricity $324$3,889
Total$3,651$43,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,177/yr
40% on housing$109,530/yr
45% on housing$97,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 39452$118
George County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 39452
George County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$512,000
2026-04-11Listed for sale$539,000

For Sale by Agent

AgentKaren S Wright
BrokerageKaren Wright Realty, LLC.

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