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204 W Point Way, Elgin, TX, 78621

3beds
3baths
1,629sqft
$300,000
$184price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

OPEN HOUSE: Saturday, July 18, from 12PM-2PM. This home offers a wonderful balance of comfort, quality, and location. The kitchen features beautiful granite countertops, while the upstairs bathrooms are finished with quartz countertops, providing both style and durability. The surrounding community reflects the best of small-town living, where neighbors know each other, local businesses support one another, and there is always something happening to bring people together. Elgin is collaborative, welcoming, and fun. Just minutes away, Elgin's vibrant historic downtown offers locally owned shops, restaurants, coffee spots, live music, festivals, and community events throughout the year. Downtown serves as the heart of the community - a place where people gather, connect, and celebrate what makes Elgin unique. The location is a standout highlight. The home is within walking distance of the future Aviators development, an exciting project that will include an amphitheater, retail shops, restaurants, and gathering spaces. It's a rare opportunity to be steps from one of Elgin's most anticipated destinations while still enjoying the charm and character the area is known for. Elgin offers the convenience of proximity to Austin while maintaining a more relaxed pace of life, strong community connections, and a rich sense of history. The unique combination of small-town charm, a thriving downtown, and exciting future opportunities makes this an exceptional place to live.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-61.2 mi
3/10
Elgin Middle SchoolGrades 7-81.3 mi
2/10
Elgin High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Masonry/Steel,Stone Veneer,Stucco

Other

  • Builder name: Brohn Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Microwave,Range,Disposal,Dishwasher,Electric Water Heater

Bedroom2

  • Area: 100

Bedroom3

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 100

Features

  • High Ceilings,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,629 sqft

Kitchen

  • Area: 100

Living Room

  • Area: 100

Master Bathroom

  • Features: Tub/Shower Combo,Single Vanity
  • Area: 100

Master Bedroom

  • Level: Upper
  • Area: 195

Property

Details

  • Parcel number: R8705954

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Rain Gutters,Other
  • Fencing: Privacy

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$183$2,196
Property Taxes $292$3,504
Electricity $238$2,859
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$196
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$295,000
2026-06-11Listed for sale$300,000
2020-05-19Listing removed$224,692
2019-11-14Listed for sale$224,692

For Sale by Agent

AgentTyler Willmann
BrokerageKeller Williams City-View

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