See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204 N Us Highway 287, Elkhart, TX, 75839

3beds
2baths
2,003sqft
$185,000
$92price/sqft
$1,822/moest. monthly cost
$72,880/yrincome needed

About This Home

GREAT LOCATION! Welcome home to this charming three bedroom, two bath brick beauty offering over 2,000 sq.ft. of comfortable living space in Elkhart, TX! From the moment you pull up, you’ll appreciate the shaded yard and inviting curb appeal. Step inside to find a cozy living area anchored by a brick fireplace – perfect for family gatherings. The layout of the home provides both functionality and space to make it your own. The primary bedroom has a bathroom with a shower while the two guest bedrooms share a hall bathroom with a shower/tub combination. The hallway has two large closets with plenty of storage area. The attached garage has been converted into another living area ready for you to add your personal touch. The kitchen has a breakfast nook that leads into the laundry room. The laundry room has a door that leads to the ample covered patio. The patio overlooks the spacious, fenced backyard that offers you room to enjoy the outdoors. The backyard also has an oversized two car garage. Call today to schedule a private tour.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Elkhart Elementary SchoolGrades PK-20.4 mi
8/10
Elkhart High SchoolGrades 9-121.6 mi
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bathroom

  • Features: Shower Only,Shower/Tub

Bedroom

  • Features: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,003
  • Total interior livable area: 2,003 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 13127
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$397$4,764
Property Taxes $252$3,024
Electricity $238$2,859
Total$1,822$21,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,468/yr
40% on housing$54,660/yr
45% on housing$48,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 75839$120
Anderson County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 75839$71
Anderson County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$205,000

For Sale by Agent

AgentNancy Lawrence
BrokerageLawrence Realty

Similar Homes