235 White Oak Loop, Cullman, AL, 35057
About This Home
Beautiful craftsman-style home with charming farmhouse accents in a prime location! This 3 bedroom, 3 bath home offers a warm and inviting layout with a spacious living room and well-appointed kitchen featuring quartz countertops and butcher block island perfect for gathering and entertaining. The finished basement includes a bonus room/den area and a designated safe area for storms, offering both additional living space and peace of mind. Enjoy outdoor living on the stamped concrete patio overlooking the backyard. The home also includes a convenient 2- car garage and even boast a circular drive in front of the home for added convenience. Located close to Good Hope School and close to the new park with playgrounds and pickleball courts. Commuters will love being only 1 mile from I-65 while enjoying peaceful neighborhood setting. Just minutes from town, shopping, and restaurants, this home combines style, comfort, and convenience in one fantastic property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Standard
- Year built: 2018
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Inside,Main Level,Washer Hookup
Basement
- Area: 1500
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Features
- Breakfast Bar,Ceiling - Smooth,Counters - Solid Surface,Eat-in Kitchen,Primary Bedroom Main,Recessed Lighting,Walk-In Closet(s)
- Flooring: Laminate
- Attic: Scuttle
- Finished area below ground: 800
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,000
- Total interior livable area: 2,300 sqft
Property
Details
- Parcel number: 2203080001001.014
- Zoning: R1
Features
- Patio & porch: Covered,Front Porch,Patio
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 90 x 90.1 x 124.96
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Earthquake
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $57 | $684 |
| Electricity | $257 | $3,088 |
| Total | $2,237 | $26,844 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $334,900 |
| 2026-03-20 | Contingent | $334,900 |
| 2026-03-14 | Listed for sale | $334,900 |
| 2026-03-04 | Listing removed | $339,900 |
| 2026-02-04 | Price change | $339,900 |
| 2025-11-20 | Price change | $344,500 |
| 2025-10-16 | Listed for sale | $345,000 |
| 2021-04-23 | Sold | $244,500 |
| 2021-04-19 | Pending sale | $239,900 |
| 2021-03-18 | Listed for sale | $239,900 |
| 2020-07-30 | Sold | $222,500 |
| 2020-07-06 | Pending sale | $229,900 |
| 2020-07-06 | Listed for sale | $229,900 |
For Sale by Agent
View on Zillow