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1521 S Main St, Clarion, IA, 50525

5beds
4baths
3,611sqft
$497,000
$138price/sqft
$4,895/moest. monthly cost
$195,800/yrincome needed

About This Home

Built in 2018 1916 square feet main floor 1695 finished square feet basement 3-bedroom main floor; 2-bedroom lower level Bathrooms main floor: (1) - full bath, (1) - ¾ bath, (1) - ½ bath Large (open concept) kitchen, dining, and living room area Includes tray and vaulted ceilings, gas fireplace-marble, quartz countertop, walk-in pantry, laminate floor, and under-cabinet lighting. (Lots of natural light both AM and PM) Master bedroom Large bedroom, tray ceiling, carpet Master Bathroom Walk-in shower Private toilet His/her vanity Tile floor Master Closet Large walk-in closet Accent light Pocket door carpet Laundry Room/mud room Grey Shaker Cabinets Abundant storage Tile floor Marble countertop, quartz bench Basement 2 Bedroom 1 full bath Additional laundry hook-up kitchenette/bar area Workout room or bonus room Lots of storage Severe Weather Shelter Sump pump backup system Garage Heated 2-stall garage Epoxy floor Finished walls/ceiling Storage above In-floor drain 3rd stall Epoxy floor Lots of storage Exterior features Real Stone accents Soffit Lighting (on timer) Concrete patio 2 outdoor water connections Perennial Landscape Buried downspouts 3 outdoor GFI outlets

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
3/10
Clarion Elementary SchoolGrades PK-41.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,611 sqft

Property

Details

  • Parcel number: 1106356004

Features

  • Exterior features: Stone,Vinyl

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$1,245$14,940
Property Taxes $868$10,416
Electricity $269$3,232
Total$4,895$58,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,828/yr
40% on housing$146,850/yr
45% on housing$130,533/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 50525$159
Wright County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50525
Wright County$43

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Price change$497,000
2026-05-29Listed for sale$512,000

For Sale by Owner

AgentProperty Owner

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