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770 County Road 218, Bremen, AL, 35033

4beds
3baths
3,984sqft
$1,499,000
$376price/sqft
$11,055/moest. monthly cost
$442,200/yrincome needed

About This Home

Price Improvement and Newly Painted Interior! Welcome Home to Smith Lake! This spacious estate has 4 bedrooms with 3 bathrooms and sits on a 1.14 acre lot with 232 linear feet of shoreline. Located on the main channel of Smith Lake between Trident Marina and The Castle, you have broad views and year-round water. The home features an open floor plan with magnificent vistas. All four bedrooms have scenic views of the lake. Outdoor living is easy with the use of the covered back porch on the main level and also the covered patio on the lower level. There are 9 foot ceilings on the main level. The living room has a 12 foot high tray ceiling. The office has an 11 foot ceiling. Be sure to notice the custom front door from Southern Accents in Cullman. Video: https://www.youtube.com/shorts/OUG1FY6S9kQ

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
5/10
Cold Springs High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Metal,Mixed,Shingle
  • Construction materials: Brick,Cedar,Spray Foam Insulation,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Electric Water Heater,Gas Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Area: 1550

Basement

  • Has basement: Yes
  • Basement: Concrete,Daylight,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling - Smooth,Ceiling Fan(s),High Ceilings,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Primary Bedroom Main,Primary Shower & Tub,Storage,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Ceramic Tile,Concrete,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 1,550
  • Finished area above ground: 2,434

Heating & Cooling

  • Heating features: 2 Central Units
  • Cooling features: Dual

Interior Area

  • Total structure area: 5,670
  • Total interior livable area: 3,984 sqft

Property

Details

  • Parcel number: 73671
  • Other equipment: Fuel Tank(s)

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Hills,Lake,Trees/Woods,Water,Main Lake View
  • Has water view: Yes
  • Water view: Lake,Water,Main Lake View
  • On waterfront: Yes
  • Waterfront features: Boat House,Lake,Lake Front
  • Waterbody name: Smith Lake

Lot

  • Lot size: 1.14 Acres
  • Features: Cul-De-Sac,Views
  • Lot size dimensions: 1.3 Ac(C)-Com Se Cor Se4 Se4, N 914.51,W 569.39 To Pob,Nw 209,N 199 To Lake,Se 232.21, S 332.21 To

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$799$9,588
Property Taxes $2,232$26,784
Electricity $445$5,349
Total$11,055$132,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$379,028/yr
40% on housing$331,650/yr
45% on housing$294,800/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 35033$288
Cullman County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 35033$221
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,550,000
2026-03-17Price change$1,600,000
2026-03-06Listed for sale$1,750,000

For Sale by Agent

AgentBuddy Kilgo
BrokerageBJC Real Estate

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