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20165 NW 294th St, Okeechobee, FL, 34972

2beds
2baths
1,041sqft
$269,000
$258price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

This 1041 square foot single family home has 2 bedrooms and 2.0 bathrooms. This home is located at 20165 NW 294th St, Okeechobee, FL 34972.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
Seminole Elementary SchoolGrades PK-515.9 mi
3/10
Yearling Middle SchoolGrades 6-816.5 mi
3/10
Okeechobee High SchoolGrades 9-1216.6 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,041 sqft

Property

Details

  • Parcel number: 11634330A0000021E000

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Cold Wave
Lightning
Wildfire
Inland Flooding

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$147$1,764
Property Taxes $163$1,956
Electricity $197$2,366
Total$1,867$22,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 34972$171
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34972$172
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$269,000
2026-03-15Listing removed--
2025-11-18Listed for sale$269,000
2016-02-15Sold$18,000
2002-06-17Sold$6,300
2002-05-16Sold$1,300

For Sale by Owner

AgentProperty Owner

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