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6745 Benton Rd, Paducah, KY, 42003

4beds
4baths
4,099sqft
$540,000
$132price/sqft
$4,254/moest. monthly cost
$170,160/yrincome needed

About This Home

Prime location just off Exit 16 with direct visibility and easy access to I-24, just minutes from town and nearby amenities. This income-producing property offers multiple revenue streams and includes a mobile home park with nine tenant-owned mobile homes, a former strip motel converted into two apartments (one currently used for storage), a residence currently operating as a residential/service business, and a former garage providing additional storage or flexible-use space and additional acreage with future mixed-use potential. The property offers more than 4,000 square feet under roof and is 100% occupied by long-term tenants. Rental rates have seen minimal adjustments over the years, creating potential upside for future income growth. Also included is approximately one acre of undeveloped land overlooking I-24 that may offer future mixed-use development potential, subject to applicable zoning regulations and governmental approvals. A rare opportunity to acquire a well-located, diversified income-producing property with strong occupancy and future potential. Schedule your private showing today.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
5/10
Reidland Middle SchoolGrades 6-81.9 mi
9/10

Construction

Materials

  • Roof: Metal,Dimensional Style

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,099
  • Total interior livable area: 4,099 sqft

Property

Details

  • Parcel number: 1341005014.ML1
  • Attached to another structure: Yes
  • Zoning: UR
  • Zoning description: Urbanizing Residential
  • Special condition: Standard

Lot

  • Lot size: 3.73 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$565$6,780
Property Taxes $636$7,632
Electricity $323$3,884
Total$4,254$51,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,851/yr
40% on housing$127,620/yr
45% on housing$113,440/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 42003$99
McCracken County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42003$122
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$540,000

For Sale by Agent

AgentLaDonna Umstead
BrokerageElite Realty

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