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1825 Madison St, Saint Louis, MO, 63106

4beds
2baths
2,690sqft
$95,500
$36price/sqft
$978/moest. monthly cost
$39,120/yrincome needed

About This Home

Rare opportunity to restore a historic brick property on a prominent corner lot. The home has been fully gutted to the studs, offering a true blank canvas for your vision. Major demolition has already been completed, and the property features a new roof, exposed original brick, tall ceilings, and abundant natural light. No plumbing, electrical, HVAC, or interior finishes are currently installed. Sold strictly as-is. Ideal for investors, contractors, or preservation enthusiasts seeking a full renovation project. Cash or renovation financing recommended. Buyer to verify zoning, square footage, and intended use.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
1/10
Vashon High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1892

Materials

  • Construction materials: brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story, Other

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Living Room,Bedroom,Non Functional

Heating & Cooling

  • Heating features: Electric,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,690 sqft

Property

Details

  • Parcel number: 23330000300
  • Special condition: Sale

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,874 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $482$5,784
Home Insurance *$210$2,520
Property Taxes $81$972
Electricity $205$2,464
Total$978$11,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,531/yr
40% on housing$29,340/yr
45% on housing$26,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 63106$76
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63106$35
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$95,500
2026-08-08Pending sale$95,500
2026-07-15Listed for sale$95,500
2024-08-21Listing removed$150,000
2024-06-17Listed for sale$150,000
2023-05-25Sold--
2023-01-19Sold--
2022-11-11Listed for sale$85,000
2022-10-12Pending sale$85,000
2022-08-24Price change$85,000
2022-07-15Listed for sale$100,000
2020-11-18Listing removed$50,000
2020-08-10Listed for sale$50,000
2018-05-31Sold--
2018-04-19Pending sale$25,000
2018-03-08Listed for sale$25,000
2017-07-10Sold--

For Sale by Owner

AgentProperty Owner

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