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1316 S 9th St, Paducah, KY, 42003

2beds
2baths
1,120sqft
$94,900
$85price/sqft
$761/moest. monthly cost
$30,440/yrincome needed

About This Home

Welcome home to this well-maintained 2-bedroom, 2-bathroom home in Paducah, KY. This property features an open floor plan with a comfortable living area offering carpet flooring and a ceiling fan, flowing seamlessly into the kitchen and dining space for easy everyday living. The kitchen includes oak cabinetry, recessed lighting, black appliances (refrigerator and range), and wood-look flooring. A pass-through opening to the living area enhances the functional layout. Both bedrooms are nicely sized with carpet flooring, ceiling fans, and natural light. The primary suite includes a private bath with a soaking tub, separate shower, and a walk-in closet with built-in shelving. A second full bathroom with a tub/shower combination is also available. Additional features include a dedicated laundry room with upper cabinetry, washer and dryer hookups, and a separate exterior entry. The home offers multiple storage options, including linen closets. Outdoor features include a wood deck, two metal carports for covered parking, a paved driveway, and a yard with mature trees.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Morgan Elementary SchoolGrades K-51.4 mi
6/10
Paducah Middle SchoolGrades 6-82.3 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Main Level

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Window features: Blinds
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 1122411021

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$99$1,188
Property Taxes $29$348
Electricity $154$1,850
Total$761$9,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,091/yr
40% on housing$22,830/yr
45% on housing$20,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 42003$101
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42003$122
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$125,000
2026-04-24Listed for sale$130,000
2026-04-01Sold$28,924

For Sale by Agent

AgentJody L Moore
BrokerageThreshold Real Estate Services

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