See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

108 N Maple St, Lamoni, IA, 50140

4beds
3baths
2,146sqft
$130,000
$61price/sqft
$1,128/moest. monthly cost
$45,120/yrincome needed

About This Home

This charming 4 bedrooms / 3 bath English Tudor offers updates that bring this 1900 home into the 21st century while maintaining the look and feel of quaint cottage living. It includes an arched brick wood burning fireplace, built in book nooks, arched doorways, hardwood floors, wrought iron railings, and marble window sills. There are two bedroom suites on the main floor and 2 bedrooms upstairs. The upstairs Master has 2 closets, one of which is a large walk-in with a cedar lined linen space. Mature shade trees and gardens surround this home. Private patio is a perfect spot for outdoor entertaining. Over-sized garage includes a built in workbench. New roof installed in August, 2021, recent updates to electrical, on demand HWH, furnace and central AC.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

5/10
Lamoni Elementary SchoolGrades PK-50.2 mi
5/10
Lamoni Middle SchoolGrades 6-80.2 mi
4/10
Lamoni High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,146 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 130281012

Lot

  • Lot size: 9,670 sqft
  • Lot size dimensions: Main FF - 65 x 75 Sub Lot 2 40 x 120

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Heat Wave
Lightning
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$125$1,500
Property Taxes $186$2,232
Electricity $160$1,920
Total$1,128$13,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,674/yr
40% on housing$33,840/yr
45% on housing$30,080/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 50140$85
Decatur County$421

vs Homes Sold Last Month

Median $/sqft

ZIP 50140
Decatur County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$135,000
2026-03-16Pending sale$140,000
2026-03-11Price change$140,000
2026-02-20Price change$150,000
2026-02-15Price change$160,000
2025-12-29Listed for sale$165,000
2023-11-02Listing removed--
2021-11-01Sold$143,000
2021-09-29Pending sale$148,000
2021-09-17Listed for sale$148,000

For Sale by Agent

AgentBetty A Craig
BrokerageSaylor Realty

Similar Homes