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124 N Mount St, Baltimore, MD, 21223

3beds
3baths
0sqft
$249,999
--price/sqft
$2,506/moest. monthly cost
$100,240/yrincome needed

About This Home

$5000 Seller Contribution and a Free Washer & Dryer!!!! Welcome to 124 N Mount Street — a completely renovated home that feels just like new construction! This stunning property offers 3 spacious bedrooms, 2.5 beautifully updated baths, and an open-concept layout designed for modern living and entertaining. Every inch of this home has been thoughtfully upgraded with no detail left untouched. The entire upper level is dedicated to a luxurious primary suite, creating the perfect private retreat. Enjoy additional living space in the fully finished lower level, ideal for a family room, home office, gym, or guest area. Major updates include new windows, new roof, HVAC system, plumbing, electrical, and water heater — giving you peace of mind for years to come. Even better, this home qualifies for incredible homebuyer assistance programs including the Buy Back the Block Grant ($15,000) and the Vacants to Value Grant ($10,000), making homeownership more affordable than ever. Don't miss this opportunity.

Getting Around

78
WalkingVery Walkable
80
TransitExcellent Transit
60
BikeBikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0319050179 055
  • Zoning: R-8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$470$5,640
Property Taxes $491$5,892
Electricity $281$3,374
Total$2,506$30,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,920/yr
40% on housing$75,180/yr
45% on housing$66,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21223$58
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21223$55
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$249,999
2026-01-08Sold$32,500
2025-09-24Sold$32,500

For Sale by Agent

AgentHope Mims
BrokerageNextHome Mims Realty Group

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