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1412 W Baltimore St, Baltimore, MD, 21223

2beds
3baths
0sqft
$115,000
--price/sqft
$1,300/moest. monthly cost
$52,000/yrincome needed

About This Home

Investor or Multi-Generational Opportunity in Franklin Square! This unique non-conforming 2-unit property offers versatile living arrangements and excellent potential. The main level features a 1-bedroom unit complete with a full bath and kitchen—perfect for guests or rental income. The upper bi-level unit boasts two levels of living space, a living room, kitchen, bedroom, and 2 full baths. The property is equipped with a single electric meter and water heater. Ideally located near Carroll Park, Carroll Park Golf Course, Grace Medical Center, Mount Clare Junction Shopping Center, and the University of Maryland Medical Center, this home offers both convenience and accessibility. A rare find in a sought-after location!

Getting Around

91
WalkingWalker's Paradise
80
TransitExcellent Transit
60
BikeBikeable

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Federal
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0319140197 033
  • Zoning: C-1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,440 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$216$2,592
Property Taxes $222$2,664
Electricity $281$3,374
Total$1,300$15,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,571/yr
40% on housing$39,000/yr
45% on housing$34,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21223$58
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21223$55
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-04Price change$115,000
2025-06-10Price change$125,000
2025-05-21Price change$134,900
2025-05-09Listed for sale$149,900
2024-10-08Sold$51,000
2024-09-20Price change$149,000
2024-08-24Price change$125,000
2024-07-08Price change$139,000
2024-06-26Price change$147,500
2024-06-21Listed for sale$149,000
2024-06-05Sold$51,000
2022-09-01Listing removed$300,000
2022-03-30Listed for sale$300,000
2017-11-14Sold$60,000

For Sale by Agent

AgentChris Cooke
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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