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7402 Gaines Mill Ln, Austin, TX, 78745

3beds
2baths
2,042sqft
$635,000
$311price/sqft
$4,588/moest. monthly cost
$183,520/yrincome needed

About This Home

Welcome home to 7402 Gaines Mill Ln, a beautifully updated 3-bedroom, 2-bath retreat in one of South Austin's most sought-after neighborhoods (78745). Set on a spacious 0.23-acre corner lot with no HOA, this home offers the space and freedom families want, plus a fully fenced backyard shaded by mature oaks — room to relax, entertain, garden, or add a pool. A 2-car garage and extended covered patio round out a home built for everyday life. Inside, enjoy brand-new wide-plank laminate flooring throughout (no carpet), fresh paint, and a welcoming living room with a gas fireplace, stone surround, and cedar mantel. The main-floor primary suite features a walk-in closet and a brand-new spa-like walk-in shower, with direct patio access. Upstairs, a second living area opens to a bright white kitchen with quartz counters, soft-close cabinets, stainless appliances, gas range, and a breakfast bar. French doors lead from the dining area to a private balcony overlooking the backyard. Two more spacious bedrooms with walk-in closets share a full bath with a soaking tub — plenty of room for kids, guests, or a home office. Smart home features throughout: Philips Hue color-changing smart bulbs, a Nest thermostat, Nest Protect smoke/CO alarm, Nest exterior cameras, and Yale smart door locks for everyday convenience and peace of mind. Major systems — roof, HVAC, and water heater — were all updated in 2019. Refrigerator, washer, dryer, all smart home features, and upstairs TV convey. Zoned to Cunningham Elementary (7/10) and Covington Middle (6/10), both strong Austin ISD schools. Minutes from the Menchaca corridor, Sunset Valley shopping, South Congress, St. Elmo, and downtown Austin — this is the rare combination of space, updates, and smart-home convenience families are searching for, with no HOA.

Getting Around

46
WalkingCar-Dependent
39
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

7/10
6/10
Covington Middle SchoolGrades 6-81.6 mi
4/10
Crockett High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Asphalt, Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Refrigerator,Free-Standing Refrigerator,Stainless Steel Appliance(s),Vented Exhaust Fan,Washer,Washer/Dryer,Gas Water Heater

Bathroom

  • Features: Full Bath,Shared Bath,Soaking Tub
  • Level: Second

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Family Room

  • Features: Ceiling Fan(s),Recessed Lighting
  • Level: Second

Features

  • Breakfast Bar,Ceiling Fan(s),Quartz Counters,Gas Dryer Hookup,Interior Steps,Multiple Living Areas,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Storage,Walk-In Closet(s),Washer Hookup
  • Window features: Drapes,Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan

Interior Area

  • Total interior livable area: 2,042 sqft

Kitchen

  • Features: Breakfast Bar,Quartz Counters,Open to Family Room,Pantry,Recessed Lighting
  • Level: Second

Living Room

  • Features: Recessed Lighting
  • Level: Main

Primary Bathroom

  • Features: Full Bath,Walk-in Shower
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04191912030000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Exterior Steps,Gutters Partial,Private Yard
  • Spa features: None
  • Fencing: Fenced, Privacy, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 9,931 sqft
  • Features: Corner Lot,Level,Open Lot,Sprinkler - Automatic,Sprinkler - In-ground,Trees-Large (Over 40 Ft)

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$256$3,072
Property Taxes $884$10,608
Electricity $238$2,859
Total$4,588$55,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,302/yr
40% on housing$137,640/yr
45% on housing$122,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 78745$214
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78745$327
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$635,000
2026-07-15Listed for sale$645,000
2019-09-13Sold--
2017-12-06Listing removed$239,378
2017-11-21Listed for sale$252,155
2017-09-02Listing removed$252,155
2017-08-19Listed for sale--

For Sale by Agent

AgentRoman Lopez
BrokerageKeller Williams Realty

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