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2190 Heine Rd, Chewelah, WA, 99109

1beds
1baths
896sqft
$295,000
$329price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

Bring your vision to life on this ruggedly beautiful 18-acre retreat! Live comfortably while you build in the finished shop with 3/4 bath, perfectly positioned below a cleared bench site ready for your future home. Enjoy the charm of two dry cabins, a fenced garden area, permitted septic system, and a strong-producing drilled well. Whether you're creating your dream homestead or seeking the perfect recreational basecamp, this property offers freedom, flexibility, and endless potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Gess Elementary SchoolGrades K-62.4 mi
5/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: T-111

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Heating

  • Heating features: Wood,Wall Furnace

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 2596000
  • Zoning description: R20

Features

  • Stories: 1
  • Has view: Yes
  • View description: Valley,Territorial
  • Topography of land: Sloped, Rolling/Benches

Lot

  • Lot size: 18 Acres
  • Features: Garden,Irregular Lot,See Remarks
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Cold Wave
Landslide
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$131$1,572
Property Taxes $159$1,908
Electricity $149$1,793
Total$1,930$23,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 99109$199
Stevens County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 99109$221
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$275,000
2026-04-17Listed for sale$295,000
2024-04-17Listing removed--
2024-03-05Listed for sale$280,000
2020-12-28Sold$82,000
2020-12-03Pending sale$87,500
2020-11-16Listed for sale$87,500
2013-06-10Sold$39,500

For Sale by Agent

AgentDay Star Realty Team
BrokerageKELLER WILLIAMS REALTY COLVILLE

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