196 Loop Road, Acton, ME, 04001
About This Home
INVESTORS TAKE NOTICE! Rare Waterfront Offering on Loon Pond - Double Lot with TWO Cottages! Bring your vision to this exceptional property on beautiful Loon Pond! Situated on a double lot with 100 feet of pristine waterfront, this unique opportunity includes two existing cottages with plenty of potential. The waterfront cottage, once used as a year-round residence, offers direct access to the water and stunning views across the pond. While it will need renovation, it provides the perfect starting point for creating a comfortable lakefront getaway or a full-time home. The second cottage, located by the road, features a 2-car garage underneath. It is in significant disrepair and likely best suited for removal, but its footprint and square footage may allow for rebuilding a new residence on the same site if desired. Do Not Enter or open the garage door or enter the building. Whether you're looking to restore, rebuild, or design a brand-new lakeside retreat, this property provides the space, location, and waterfront access to make it happen. Loon Pond is known for its recreational opportunities including swimming, boating, and fishing — all right at your doorstep. Don't miss this chance to own a rare double lot on one of Maine's most desirable ponds with multiple possibilities for the future. Great Opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Wood Frame,Shingle Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Camp
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Daylight,Full,Unfinished
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- 1st Floor Bedroom
- Flooring: Carpet,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 624
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 624
- Total interior livable area: 624 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: ACTNM149L119
- Zoning: shoreland
Features
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Loon Pond
- Frontage length: Waterfrontage: 100,Waterfrontage Owned: 100
Lot
- Lot size: 0.34 Acres
- Features: Neighborhood,Level,Open Lot,Wooded
Parking
- Total spaces: 2
- Parking features: Gravel,1 - 4 Spaces,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance | $103 | $1,236 |
| Property Taxes | $224 | $2,688 |
| Electricity | $244 | $2,930 |
| Total | $2,593 | $31,116 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-24 | Listed for sale | $400,000 |
For Sale by Agent
View on Zillow