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103 S 3rd St, Wiggins, MS, 39577

4beds
2baths
1,843sqft
$199,000
$108price/sqft
$1,568/moest. monthly cost
$62,720/yrincome needed

About This Home

All the modern conveniences with Victorian charm. This fully renovated 4-bedroom, 2-bathroom home features 12-foot vaulted ceilings over two living areas and a seamless blend of historic character and modern upgrades. The spacious chef's kitchen offers a dedicated dining area, while the primary suite includes a beautifully tiled walk-in shower. Interior updates include modern bathroom finishes, refreshed living spaces, and thoughtful design throughout. Recent improvements include a new roof, new HVAC system, and new stove and dishwasher. The home has been renovated with attention to detail from top to bottom, delivering classic charm paired with the comfort and efficiency of today's updates. Seller makes no warranties. The information in this listing is deemed reliable, but not guaranteed. Buyer to independently verify all information herein.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
Stone Elementary SchoolGrades K-51.8 mi
7/10
Stone Middle SchoolGrades 6-80.6 mi
8/10
Stone High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1947

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Water Heater
  • Laundry features: In Bathroom

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Elevator,Granite Counters,Vaulted Ceiling(s),Double Vanity
  • Door features: Insulated
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ceiling,Central,Electric
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 1,843
  • Total interior livable area: 1,843 sqft

Property

Details

  • Parcel number: 07401031.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Wrap Around
  • Exterior features: None
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.32 Acres
  • Features: Front Yard
  • Lot size dimensions: 140' x 100' x 140' x 100'

Parking

  • Total spaces: 4
  • Parking features: Driveway,Parking Pad,Paved,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$289$3,468
Property Taxes $81$972
Electricity $192$2,304
Total$1,568$18,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,760/yr
40% on housing$47,040/yr
45% on housing$41,813/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 39577$103
Stone County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 39577$111
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$199,000
2026-06-04Price change$219,000
2026-04-24Listed for sale$229,000
2025-04-09Sold--
2025-03-11Pending sale$72,500
2025-03-03Listed for sale$72,500
2024-11-20Sold--
2024-10-30Pending sale$69,900
2024-10-10Price change$69,900
2024-09-20Price change$82,500
2024-09-04Price change$92,500
2024-08-20Listed for sale$99,000
2021-10-08Listing removed--
2021-09-24Listed for sale$50,000

For Sale by Agent

AgentAlain Harpin
BrokerageSouthern Way Realty

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