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530 James Ave, Wiggins, MS, 39577

4beds
3baths
2,595sqft
$197,500
$76price/sqft
$1,606/moest. monthly cost
$64,240/yrincome needed

About This Home

Welcome home to this newly updated property in the heart of Wiggins! Situated on a spacious corner lot that's just under half an acre, this home offers plenty of room both inside and out. Step inside to find fresh paint, new flooring throughout, and brand-new carpet in the bedrooms. With two living areas, a formal dining room, a dedicated office, and a beautiful stone fireplace, there's plenty of space to fit your lifestyle, whether you're entertaining, working from home, or simply enjoying everyday living. Outside, you'll find two storage sheds, providing extra space for tools, hobbies, or additional storage. This unique property offers endless possibilities and combines comfort, functionality, and convenience in one great location. Homes with this much space and character don't stay on the market for long. Schedule your private showing today before it's gone!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Stone Elementary SchoolGrades K-52.4 mi
7/10
Stone Middle SchoolGrades 6-81.0 mi
8/10
Stone High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • See Remarks
  • Door features: Sliding Doors
  • Flooring: Carpet,Vinyl
  • Fireplace features: Den,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,595
  • Total interior livable area: 2,595 sqft

Property

Details

  • Parcel number: 106c 02038.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Other,See Remarks
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 0.48 Acres
  • Features: Corner Lot
  • Lot size dimensions: .48 acres

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $998$11,976
Home Insurance *$287$3,444
Property Taxes $80$960
Electricity $241$2,895
Total$1,606$19,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,062/yr
40% on housing$48,180/yr
45% on housing$42,826/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 39577$105
Stone County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 39577$111
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$197,500
2023-06-07Sold--
2023-04-16Pending sale$179,900
2023-03-30Listed for sale$179,900
2021-06-11Sold--
2021-05-05Listed for sale$159,000
2020-11-05Sold--
2020-10-01Pending sale$59,000
2020-09-10Listed for sale$59,000
2020-02-15Listing removed$75,000
2020-02-08Listed for sale$75,000

For Sale by Agent

AgentJordan M Seals
BrokerageColdwell Banker Smith Homes

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