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416 Howard St, Wiggins, MS, 39577

4beds
2baths
2,846sqft
$355,000
$125price/sqft
$2,720/moest. monthly cost
$108,800/yrincome needed

About This Home

Oversized Brick Home in Established Neighborhood and $20,000 UPGRADE ALLOWANCE. Come tour and fall in love with 416 Howard Ave in the beloved Wiggins, MS. This home is a true, traditional style home with 4 spacious bedrooms, 2 full bathrooms, an office, lovely sunroom overlooking the pool, large sitting room, and a man cave. The entire home features an abundance of large windows, letting in natural light in every corner! It's cozy brick fireplace and open concept provides warmth throughout. Ultra water filtration with a reverse osmosis faucet. Enjoy the 1.4-acre, fenced lot with huge oaks, azaleas, rose bushes, and manicured hedges surrounding a brick terrace. Enjoy your summers with this backyard complete with an inground pool and patio, ideal for gatherings or quiet evenings. Additional highlights include a 50x16 workshop and extra covered parking for added convenience. Located in the desirable Stone County School District, this property offers both comfort and functionality in a great setting.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Stone Elementary SchoolGrades K-52.1 mi
7/10
Stone Middle SchoolGrades 6-80.8 mi
8/10
Stone High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Water Purifier
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Skylight(s),Window Treatments
  • Flooring: Ceramic Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,846
  • Total interior livable area: 2,846 sqft

Property

Details

  • Parcel number: 106f 03004.000

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Front Porch,Patio,Terrace
  • Exterior features: Awning(s),Private Yard,See Remarks
  • Fencing: Back Yard,Other,Fenced

Lot

  • Lot size: 1.40 Acres
  • Features: Few Trees,Front Yard,Open Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Carport,Concrete,Covered,Storage
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$517$6,204
Property Taxes $144$1,728
Electricity $264$3,175
Total$2,720$32,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,257/yr
40% on housing$81,600/yr
45% on housing$72,533/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 39577$102
Stone County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 39577$111
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$355,000
2026-03-19Listed for sale$369,000

For Sale by Agent

AgentLaci Gates
BrokerageCoastal Realty Group

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