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10806 Bells Hwy, Ruffin, SC, 29475

4beds
3baths
2,340sqft
$550,000
$235price/sqft
$3,767/moest. monthly cost
$150,680/yrincome needed

About This Home

Looking for a great mini-farm with established pastures, barn, kennel, pond, home and not too far from town? With just under 38 acres, this beautiful farm has two mature pastures where you or your furry friends can roam under the SC sun. The barn has 8 stalls (with spray foam) and has room for another 4, if converted. The kennel currently has 3 10' by 10' runs and a 13' by 31'. Plus there is additional structure with fencing that could be used by goats or chickens. Now to the home: it's a nicely sized Clayton Homes MH with 2 primary suites, no carpet, great layout and neutral colors. There is also a Generac whole home generator, and the well has an aluminum tank - no sulphur smell! Walterboro is just 10 minutes away and trash pickup is avail. Come enjoy the wildlife and your private oasis!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Bells Elementary SchoolGrades PK-51.3 mi
2/10
Colleton County MiddleGrades 6-811.3 mi
2/10
Colleton County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Cement Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling - Smooth,Kitchen Island,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Living Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Property

Details

  • Parcel number: 1100000018001

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground Level
  • Fencing: Wood
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 37.90 Acres
  • Features: 10+ Acres,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Colleton County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$441$5,292
Property Taxes $320$3,840
Electricity $225$2,700
Total$3,767$45,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,154/yr
40% on housing$113,010/yr
45% on housing$100,453/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 29475$139
Colleton County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 29475
Colleton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$550,000
2017-04-10Sold$125,000

For Sale by Agent

AgentDanielle Mates
BrokerageRealty ONE Group Coastal

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