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16 Chapel Ln, Perkinston, MS, 39573

2beds
2baths
1,140sqft
$194,000
$170price/sqft
$1,480/moest. monthly cost
$59,200/yrincome needed

About This Home

Welcome to your own waterfront getaway on Lake Hollis in the beautiful Silver Run Lake community! Situated on 1.59 acres across four adjoining lots, this property offers 326 feet of waterfront frontage and the perfect setting to relax, fish, and enjoy lake life. The charming 2-bedroom, 1.5 bath camp-style home features a large covered porch overlooking the peaceful waterfront lake making it the ideal spot for your morning coffee or evening sunsets. Whether you're looking for a weekend retreat, fishing camp, investment property, or a cozy home to downsize and escape the hustle and bustle, this property is full of possibilities. Plus, it's located in a USDA-eligible area, offering potential financing opportunities for qualified buyers. Silver Run Lake is known for excellent fishing and offers endless opportunities for boating, kayaking, and enjoying the outdoors. The community also hosts annual events, including the popular Memorial Day Fishing Rodeo. Homeowners have access to the community pavilion on the main lake, which can be reserved for private events such as birthdays, reunions, weddings, and other special gatherings. Buyer(s) are responsible for verifying all information, including but not limited to lot size, acreage, square footage, and any information deemed important to the purchase.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
7/10
Stone Middle SchoolGrades 6-813.4 mi
8/10
Stone High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1989

Materials

  • Foundation: Chainwall,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,In Bathroom,Washer Hookup,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 149a 02014.000 (lot 7)

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch
  • Exterior features: Dock,Other,See Remarks
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Waterfront,See Remarks

Lot

  • Lot size: 1.59 Acres
  • Features: Many Trees,Views

Parking

  • Parking features: Circular Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Stone County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$229$2,748
Property Taxes $79$948
Electricity $192$2,304
Total$1,480$17,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,742/yr
40% on housing$44,400/yr
45% on housing$39,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 39573$155
Stone County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 39573$171
Stone County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$194,000
2026-07-02Listed for sale$199,000

For Sale by Agent

AgentHeather L Seymour
BrokerageEpique

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