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109 Granit Falls Road, Chelan, WA, 98816

1beds
1baths
988sqft
$299,000
$303price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

Escape the noise and rediscover what matters. Perched high above Lake Chelan on 20.02 private acres, this off-grid mountain retreat delivers panoramic lake and mountain views that are nothing short of breathtaking. Surrounded by towering evergreens and abundant wildlife, the setting offers unmatched peace, privacy, and a true connection to nature. The 988 sq. ft. cabin features one spacious bedroom (with potential to create a second), one bath, a full kitchen, cozy wood stove, solar power, propane, and a backup generator, providing comfortable self-sufficient living year-round. Whether you're searching for a weekend getaway, hunting cabin, recreational basecamp, vacation retreat, homestead, or a place to unplug from everyday life, this property offers exceptional flexibility. Located just 1.2 miles above Lake Chelan State Park and the public boat launch, you'll enjoy quick access to boating, fishing, hiking, and endless outdoor recreation while still feeling worlds away. Convenient access from South Lakeshore Road and Navarre Coulee Road makes travel to Chelan, Wenatchee, and Seattle surprisingly accessible. This is an incredible opportunity to own 20 acres with spectacular Lake Chelan views at a price point that's becoming increasingly difficult to find and seller financing is offered! The primitive road is well maintained but best for AWD vehicles.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
8/10
Chelan Middle SchoolGrades 6-810.0 mi
3/10
Chelan High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove(s)/Range(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Wall Furnace,Propane,Solar (Unspecified),Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 282132130000
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Wired for Generator
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Level,Steep Slope
  • Residential vegetation: Wooded

Lot

  • Lot size: 20.02 Acres
  • Features: Secluded,Deck,Fenced-Partially,Outbuildings,Propane

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Lightning
Cold Wave
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Chelan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$91$1,092
Property Taxes $51$612
Electricity $149$1,793
Total$1,802$21,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 98816$477
Chelan County$367

vs Homes Sold Last Month

Median $/sqft

ZIP 98816$360
Chelan County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$299,000
2026-05-19Listed for sale$329,500
2005-10-26Sold$89,500
2005-02-24Sold$29,719

For Sale by Agent

AgentRuss McClellan
BrokerageKW NCW

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