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718 Lake St, Birchwood, WI, 54817

3beds
4baths
3,757sqft
$1,200,000
$319price/sqft
$8,075/moest. monthly cost
$323,000/yrincome needed

About This Home

Experience lakefront living at its finest in this exceptional executive home on beautiful Birch Lake, did I mention LOW elevation? Thoughtfully designed for both comfort and entertaining, this stunning residence features 3 bedrooms, 4 bathrooms, a spacious loft, bonus room, inviting living room, and expansive family room, providing plenty of space for family and guests. Quality craftsmanship is evident throughout with custom cabinetry, elegant Cambria countertops, and an open, welcoming floor plan that showcases breathtaking lake views. Step outside to enjoy the maintenance-free Trex Transcend deck and spacious patio, perfect for entertaining or relaxing while taking in the peaceful waterfront setting. The home offers exceptional comfort with a three-zone in-floor radiant heating system serving the entire lower living area, the tuck-under lakeside garage, and the primary bedroom suite, including the primary bath, hallway, and laundry area. Additional features include an attached double garage, tuck-under garage for extra storage and lake toys, and an air exchanger for year-round comfort. Whether you’re looking for a year-round residence or an upscale lake retreat, this remarkable Birch Lake property offers the perfect combination of luxury, functionality, and unforgettable lakefront living.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Birchwood Middle SchoolGrades 6-80.7 mi
5/10
Birchwood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Double Oven,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Walk-Out Access

Bathroom

  • Area: 36.6
  • Dimensions: 6.1X6

Bathroom

  • Level: Upper
  • Area: 73.1
  • Dimensions: 8.6X8.5

Bathroom

  • Level: Lower
  • Area: 93.24
  • Dimensions: 11.1X8.4

Bedroom

  • Level: Main
  • Area: 218.04
  • Dimensions: 15.8X13.8

Bedroom2

  • Level: Upper
  • Area: 142.08
  • Dimensions: 12.8X11.1

Bedroom3

  • Level: Lower
  • Area: 147.62
  • Dimensions: 12.2X12.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 314.4
  • Dimensions: 24X13.1

Dining Room

  • Level: Main
  • Area: 157.2
  • Dimensions: 13.1x12

Family Room

  • Level: Lower
  • Area: 259.72
  • Dimensions: 15.1X17.2

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Insert,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,045
  • Finished area above ground: 2,712

Foyer

  • Level: Main
  • Area: 62.4
  • Dimensions: 7.8X8

Heating & Cooling

  • Heating features: Baseboard,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,802
  • Total interior livable area: 3,757 sqft

Kitchen

  • Level: Main
  • Area: 189.6
  • Dimensions: 15.8X12

Laundry

  • Level: Main
  • Area: 32.64
  • Dimensions: 6.8X4.8

Living Room

  • Level: Main
  • Area: 258.21
  • Dimensions: 15.1x17.1

Loft

  • Level: Upper
  • Area: 224
  • Dimensions: 14X16

Office

  • Level: Upper
  • Area: 84
  • Dimensions: 8.4X10

Other

  • Level: Lower
  • Area: 40.56
  • Dimensions: 5.2X7.8

Other

  • Level: Main
  • Area: 30.36
  • Dimensions: 6.6X4.6

Primary Bathroom

  • Area: 66.34
  • Dimensions: 6.2X10.7

Utility Room

  • Level: Lower
  • Area: 221.76
  • Dimensions: 19.8X11.2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 651062371025515092511000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1560

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck,Front Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Rocky,Sand,Soft)
  • Frontage length: Water Frontage: 90

Lot

  • Lot size: 0.26 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 175 x 150 x

Parking

  • Total spaces: 3
  • Parking features: Attached,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$467$5,604
Property Taxes $1,188$14,256
Electricity $353$4,236
Total$8,075$96,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,857/yr
40% on housing$242,250/yr
45% on housing$215,333/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 54817$272
Washburn County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 54817
Washburn County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$1,200,000
2026-06-15Listed for sale$1,200,000

For Sale by Agent

AgentTammy J DeGraw
BrokerageDeGraw Investments LLC

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