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118 Tory Hill Road, Phillips, ME, 04966

4beds
3baths
2,551sqft
$1,250,000
$490price/sqft
$9,746/moest. monthly cost
$389,840/yrincome needed

About This Home

Rare opportunity to own a beautifully restored Maine farmhouse set on 100.56± acres with breathtaking mountain views. This unique property combines historic character with modern updates, featuring exposed original beams from the 1850s and a complete rebuild to current building specifications. The spacious home offers 2,551± square feet of living space, including 4 bedrooms and 3 bathrooms, spread across two full stories. Two woodstoves provide added warmth and comfort during Maine winters, while the covered porch and deck offer the perfect places to relax and take in the spectacular scenery. The property is well-equipped for those seeking a homestead, hobby farm, or private retreat, with expansive fields, established fruit trees and fruit bushes, a 3-car attached garage, large barn currently used for woodworking and storage, a 200-square-foot root cellar, a 12x16 outbuilding, and a firepit area perfectly positioned to enjoy the mountain views. Located in the heart of Maine's outdoor recreation region, this property offers convenient access to Sugarloaf, Saddleback, the Rangeley Lakes Region, and Webb Lake, all within an hour. Enjoy year-round activities including skiing, hiking, fishing, hunting, ATV riding, and snowmobiling. Everyday conveniences are also nearby, with grocery shopping, restaurants, local pubs, convenience stores, the post office, and library all within approximately 15 minutes. Whether you're looking for a year-round residence, recreational getaway, working homestead, or investment opportunity, the possibilities are endless. Large open fields may offer future subdivision potential or can be enjoyed as your own private slice of Western Maine. Come experience this remarkable property for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Stone,Granite
  • Roof: Fiberglass,Pitched,Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,New Englander,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Doghouse,Interior Entry,Walk-Out Access,Partial,Unfinished

Bedroom1

  • Level: Second
  • Area: 195
  • Dimensions: 13 x 15

Bedroom2

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Second
  • Area: 180
  • Dimensions: 12 x 15

Bedroom4

  • Level: Second
  • Area: 180
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 153
  • Dimensions: 17 x 9

Family Room

  • Level: First
  • Area: 360
  • Dimensions: 15 x 24

Features

  • 1st Floor Bedroom,Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,551

Great Room

  • Level: Second
  • Area: 874
  • Dimensions: 23 x 38

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,551
  • Total interior livable area: 2,551 sqft

Kitchen

  • Level: First
  • Area: 330
  • Dimensions: 22 x 15

Laundry

  • Level: First
  • Area: 72
  • Dimensions: 12 x 6

Living Room

  • Level: First
  • Area: 266
  • Dimensions: 14 x 19

Office

  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Other

  • Level: First
  • Area: 220
  • Dimensions: 10 x 22

Other

  • Level: Second
  • Area: 308
  • Dimensions: 14 x 22

Other

  • Level: Second
  • Area: 140
  • Dimensions: 10 x 14

Sunroom

  • Level: First
  • Area: 220.4
  • Dimensions: 11.6 x 19

Property

Details

  • Parcel number: PHISMR004L045
  • Zoning: per Town
  • Other equipment: Internet Access Available

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Fields,Mountain(s),Scenic,Trees/Woods

Lot

  • Lot size: 100.56 Acres
  • Features: Near Public Beach,Near Shopping,Near Town,Rural,Farm,Open Lot,Pasture,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Gravel,5 - 10 Spaces,On Site,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Hurricane
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance $607$7,284
Property Taxes $2,449$29,388
Electricity $370$4,449
Total$9,746$116,952

Income You'd Need if You Spent...

35% on housing$334,148/yr
40% on housing$292,380/yr
45% on housing$259,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 04966$156
Franklin County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 04966
Franklin County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,199,000
2026-06-05Listed for sale$1,250,000
2025-11-18Listing removed$799,900
2025-10-24Listed for sale$799,900
2025-10-09Pending sale$799,900
2025-09-26Listed for sale$799,900
2025-09-13Listing removed$1,125,000
2025-09-09Price change$1,125,000
2025-07-14Price change$1,250,000
2024-09-12Listed for sale$1,399,000
2024-09-12Listing removed$1,399,000
2024-07-03Price change$1,399,000
2023-09-11Listed for sale$1,500,000

For Sale by Agent

AgentEric Kinney
BrokerageColdwell Banker Sandy River Realty

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