12 Spruce Gum Lane, Georgetown, ME, 04548
About This Home
Tucked along a quiet, coastal lane in Georgetown, this charming retreat offers something that's getting harder and harder to find: simplicity, character, and a true connection to the water. With 2 bedrooms, 1 full bathroom, and just over 1,200 square feet, this 1950-built cottage feels both cozy and functional. 12 Spruce Gum Lane is ideal as a low-maintenance primary residence, weekend escape, or income-producing rental. But the real magic here isn't just inside. A deeded right-of-way to Harmons Harbor gives you direct access to the kind of Maine lifestyle people come here chasing. Imagine morning coffee with salt air, spontaneous kayak or paddleboard launches, and evenings that stretch just a little longer by the water. Set on a manageable lot along a private road, the property offers a mix of open and wooded surroundings. Small but mighty, it feels private enough to feel like an escape, without the upkeep that comes with larger parcels. And when you do feel like venturing out, you're just minutes from some of Midcoast Maine's most loved destinations including Five Islands Wharf, Reid State Park, and miles of preserved land, trails, and shoreline. Whether you're looking for a smart investment, a coastal getaway, or a place to slow things down (just a little), this one quietly checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Stone,Poured Concrete
- Roof: Pitched,Shingle
- Construction materials: Wood Frame,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Shingle
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Exterior Entry,Crawl Space,Unfinished
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Bathtub,Pantry,Shower
- Flooring: Tile,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 1,200
Heating & Cooling
- Heating features: Direct Vent Heater,Other
- Cooling features: None,Window Unit(s)
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: GEONM11UL033
- Zoning: Rural
Features
- Patio & porch: Glassed-in Porch,Porch
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Harmons' Harbor
- Frontage length: Waterfrontage: 10,Waterfrontage Shared: 10
Lot
- Lot size: 4,356 sqft
- Features: Near Public Beach,Level,Open Lot,Rolling Slope,Landscaped
Parking
- Parking features: Common,Gravel,1 - 4 Spaces,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Coastal Flooding
- Hurricane
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance | $96 | $1,152 |
| Property Taxes | $173 | $2,076 |
| Electricity | $244 | $2,930 |
| Total | $2,308 | $27,696 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $379,000 |
| 2026-05-01 | Contingent | $379,000 |
| 2026-04-17 | Listed for sale | $379,000 |
| 2026-01-01 | Listing removed | $349,000 |
| 2025-11-24 | Pending sale | $349,000 |
| 2025-09-26 | Price change | $349,000 |
| 2025-08-28 | Price change | $377,000 |
| 2025-07-04 | Price change | $399,000 |
| 2025-05-29 | Listed for sale | $435,000 |
| 2022-06-10 | Sold | $345,500 |
| 2022-05-10 | Pending sale | $330,000 |
| 2022-04-27 | Listed for sale | $330,000 |
For Sale by Agent
View on Zillow