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15 13th St, Union Dale, PA, 18470

2beds
1baths
835sqft
$379,000
$454price/sqft
$2,581/moest. monthly cost
$103,240/yrincome needed

About This Home

Welcome to Lake Lowe...a truly special four-season retreat in the heart of Susquehanna County. This lake is boat friendly so fishing, boating, and water skiing await. It boasts a beautiful view of nearby Elk Mountain for your winter fun, too! The best part of this property though, is the amount of land you will have all around you... 5 total parcels...featuring buildable lots, and two large lakefront lots. The home is move in ready...so you can settle-in...or over time, build your own dream house. The possibilities are endless in this lovely lake community!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: None
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other,Ranch
  • Property subType: Residential,Mobile Home,Manufactured Home

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bathroom1

  • Area: 43.88
  • Dimensions: 6.5 x 6.75

Bedroom1

  • Area: 76
  • Dimensions: 8 x 9.5

Bedroom2

  • Area: 117.94
  • Dimensions: 12.75 x 9.25

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Area: 239.57
  • Dimensions: 25.9 x 9.25

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Linoleum
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 835

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 835
  • Total interior livable area: 835 sqft

Kitchen

  • Area: 119.51
  • Dimensions: 12.58 x 9.5

Living Room

  • Area: 129.01
  • Dimensions: 13.58 x 9.5

Property

Details

  • Parcel number: 191.092,029.00,000.
  • Zoning: none

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Storage
  • On waterfront: Yes
  • Waterbody name: Lowe Lake
  • Frontage length: 208.00

Lot

  • Lot size: 0.84 Acres
  • Features: Cleared,Wooded
  • Lot size dimensions: see remarks

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$154$1,848
Property Taxes $287$3,444
Electricity $224$2,692
Total$2,581$30,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,491/yr
40% on housing$77,430/yr
45% on housing$68,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 18470$165
Susquehanna County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 18470
Susquehanna County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$379,000

For Sale by Agent

AgentThe Nadine Krisa Peckins Team
BrokerageKeller Williams Real Estate-Clarks Summit

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