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3938 Iowa Ave, Saint Louis, MO, 63118

4beds
4baths
2,970sqft
$299,900
$101price/sqft
$2,351/moest. monthly cost
$94,040/yrincome needed

About This Home

1st floor unit available for showings. This renovated 3-story duplex, with a unique two-toned painted brick exterior. This building was rehabbed in 2024 with new electrical system, new furnaces and AC units, new roof, new plumbing. Both units include updated kitchens with center island, exposed brick walls, private laundry room, and updated bathrooms. The 1st floor unit is one bedroom and one bathroom. The 2nd Floor unit covers the entire 2nd and 3rd floors of the building and includes 3 bedrooms and 2.5 bathrooms. The units share an exterior front entry and basement. Private rear yard and off-street parking available. First floor unit is vacant and available for showings. The 2nd Floor unit is tenant occupied with a lease ending 12/31/2026 at $1675/month and can be shown with an accepted offer. Vacant unit could be rented for $1095/month.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Meramec Elementary SchoolGrades PK-50.3 mi
1/10
Roosevelt High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1895

Materials

  • Foundation: Stone
  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Historic,Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Door features: Panel Door(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area above ground: 2,970

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,970 sqft

Property

Details

  • Parcel number: 25660000300
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Exterior features: Private Yard
  • Fencing: Privacy,Wood

Lot

  • Lot size: 3,123 sqft
  • Features: Back Yard,Level,Private

Parking

  • Parking features: Alley Access,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$352$4,224
Property Taxes $257$3,084
Electricity $226$2,721
Total$2,351$28,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,605/yr
40% on housing$70,530/yr
45% on housing$62,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$285,000
2026-07-15Listed for sale$299,900
2021-03-09Listing removed--
2015-07-17Sold--
2015-05-01Sold--
2015-03-13Listed for sale$15,900
2015-01-23Listing removed$15,500
2014-12-31Listed for sale$15,500
2014-12-23Sold--
2014-11-26Listed for sale$17,000
1997-10-10Sold--

For Sale by Agent

AgentMark E Butler
BrokerageHybrid Real Estate

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