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68 Lighthouse Rd #231, Lake Ozark, MO, 65049

3beds
2baths
1,323sqft
$350,000
$265price/sqft
$2,524/moest. monthly cost
$100,960/yrincome needed

About This Home

This beautiful walk-in "turnkey" unit includes a 12x36 & is located in a well-known gated condominium complex. Upon entry, you’ll be impressed by the open floor plan and stunning lake views, showcased from the great room with gas fireplace and the oversized screened concrete deck—providing an additional living and entertaining space. Fully furnished with accessories included, this condo is ready for immediate enjoyment. The kitchen features beautiful cabinetry and ample space for entertaining, complemented by a spacious dining area. The lakeside primary bedroom offers direct deck access and an inviting private bath with double vanity, jetted tub, walk-in shower, and walk-in closet. Two additional bedrooms share a full guest bath. The oversized laundry room includes a washer, dryer, and extra storage. This unit includes a boat slip in a deep-water, protected cove and offers elevator access for an easy walk to the dock or the community pool and hot tub, both featuring lake views. The convenient location by land and water places you just minutes from area amenities. The complex also offers a playground, ample parking, making it ideal for full-time, part-time use, or hosting guests.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
Osage Middle SchoolGrades 6-85.5 mi
7/10
Osage High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Architectural,Shingle

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
  • Laundry features: Stacked

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Elevator,Furnished,Fireplace,Pantry,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Great Room

  • Level: Main

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,323 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Storage Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 124019002003001073
  • Exclusions: personal items

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Blacktop Driveway,Covered Patio,Deck,Hot Tub/Spa,Playground,Patio,Storage
  • Has spa: Yes
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front,Seawall

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$454$5,448
Property Taxes $160$1,920
Electricity $141$1,693
Total$2,524$30,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,537/yr
40% on housing$75,720/yr
45% on housing$67,306/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$204
Miller County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Miller County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$350,000
2026-05-18Price change$365,000
2026-03-17Price change$375,000
2026-02-12Listed for sale$385,000
2026-02-03Listing removed$393,000
2026-01-06Listed for sale$393,000
2025-12-13Listing removed$393,000
2025-08-29Price change$393,000
2025-06-27Price change$395,000
2025-01-31Listed for sale$415,000
2025-01-21Listing removed$415,000
2024-12-31Price change$415,000
2024-08-19Price change$419,000
2024-07-26Listed for sale$420,000
2020-04-06Listing removed$215,000
2020-03-30Pending sale$215,000
2020-03-30Listed for sale$215,000
2020-03-27Sold--
2019-10-16Listing removed$214,900
2019-08-23Price change$214,900
2019-07-26Listed for sale$219,900
2019-02-28Sold--

For Sale by Agent

AgentJEFFREY D KRANTZ
BrokerageRE/MAX Lake of the Ozarks

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