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16886 Captiva Dr, Captiva, FL, 33924

5beds
5baths
4,608sqft
$6,900,000
$1,497price/sqft
$44,192/moest. monthly cost
$1,767,680/yrincome needed

About This Home

Rare Beachfront Estate with Separate Guest Home on Captiva Island Seize the rare opportunity to own a private beachfront estate on the coveted Gold Coast of Captiva Island. Nestled on over an acre of land, this exquisite property features a breathtaking architectural design that seamlessly blends with nature, maximizing panoramic waterfront views and enhancing the exceptional outdoor living experience. The main home has been meticulously remodeled with high-end finishes, offering soaring beamed ceilings, an elevator, and multiple garages. The open layout invites abundant natural light, providing an ideal setting for entertaining or relaxing with family. The separate two-bedroom guest home boasts a private lanai and its own garage, offering comfort and privacy for visitors or extended family. With 100 feet of pristine Gulf of Mexico beachfront, this estate is a rare gem on the island, situated amidst award-winning beaches. The expansive property offers unparalleled privacy and direct access to Captiva’s renowned natural beauty. Property is being offered fully furnished with exceptions. Additionally, there is an exclusive opportunity to acquire the adjacent 1.4-acre bayside estate, complete with an artist’s studio, home, private dock, and pool. This additional parcel further elevates the potential of this once-in-a-lifetime property offering. Don’t miss out on this exceptional piece of Captiva Island paradise!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

9/10
The Sanibel SchoolGrades PK-85.2 mi
5/10
Cypress Lake High SchoolGrades 9-1217.9 mi
2/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1973

Materials

  • Foundation: Raised
  • Roof: Metal,Pitched
  • Construction materials: Frame,Aluminum/Metal,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Electric Oven,Washer,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Elevator Private,Central Vacuum,Vaulted Ceiling(s),Elevator
  • Door features: Sliding Doors,Impact Resistant Doors,Wind Rated Garage Door
  • Window features: Impact Resistant Windows,Sliding,Storm Window(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,599
  • Total interior livable area: 4,608 sqft

Master Bathroom

  • Features: Double Vanity,Shower Only,Tile

Master Bedroom

  • Features: Balcony,Carpet,Sitting Area,Other
  • Level: Second

Property

Details

  • Parcel number: 03462100000280010
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Room For
  • Patio & porch: Wood Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Gulf,Beach Access

Lot

  • Lot size: 1.05 Acres
  • Features: Additional Land Avail,Estate Zoned,Survey Avail,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Double Garage,Separate Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $34,890$418,680
Home Insurance *$871$10,452
Property Taxes $7,968$95,616
Electricity $463$5,564
Total$44,192$530,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,515,154/yr
40% on housing$1,325,760/yr
45% on housing$1,178,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,497This listing

vs Other Active Listings

Avg $/sqft

ZIP 33924$997
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33924$647
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-23Price change$6,900,000
2025-03-24Listed for sale$7,500,000

For Sale by Agent

AgentSue Plein
BrokerageKingfisher Real Estate Inc.

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