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950 San Carlos Dr, Fort Myers Beach, FL, 33931

6beds
5baths
3,590sqft
$4,200,000
$1,170price/sqft
$29,704/moest. monthly cost
$1,188,160/yrincome needed

About This Home

This is the Fort Myers Beach property that truly has it all—bayfront luxury with Gulf views, oversized grounds, income potential, and resort-style amenities. With 7 bedrooms, 5 bathrooms, and an elevator, this exceptional estate is designed for both comfort and convenience, offered fully turnkey. The main residence rises three levels above a private apartment that opens directly to the heated pool and jacuzzi. Multiple balconies and screened decks capture long water views, while the top-level bedroom lookout provides a panoramic perspective of both Estero Bay and the Gulf of America. A wood-burning fireplace adds warmth and character to the spacious living areas. A separate guest house with its own garage sits at the front of the property and is currently leased to a long-term tenant, delivering a proven consistent annual rental income. The main home also offers excellent rental income, making this both a lifestyle retreat and a smart investment. Boaters will appreciate the private dock, complete with a captain’s walk and a 10,000 lb. boat lift—ideal for quick access to open water. The oversized lot enhances the estate feel, providing rare space and privacy on Fort Myers Beach. Perfectly located to avoid the heavy beach traffic yet just minutes from the shoreline, dining, and entertainment, this property offers the best of island living. With unmatched views, exceptional amenities, and turnkey convenience, this is one of the most remarkable opportunities on Fort Myers Beach.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Lexington Middle SchoolGrades 6-83.4 mi
5/10
Cypress Lake High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Metal Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Breakfast Bar,Built-in Features,Bedroom on Main Level,Breakfast Area,Bathtub,Separate/Formal Dining Room,Dual Sinks,Fireplace,Kitchen Island,Pantry,Split Bedrooms,Separate Shower,Cable TV,Upper Level Primary,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Elevator,Loft,Den,Family Room,Great Room,Loft,Other
  • Window features: Single Hung,Sliding,Window Coverings
  • Flooring: Carpet,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Window Unit(s)

Interior Area

  • Total structure area: 5,710
  • Total interior livable area: 3,590 sqft

Property

Details

  • Parcel number: 2446230100001.025E
  • Lease amount: 0
  • Zoning description: TFC2

Features

  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground
  • Patio & porch: Balcony,Open,Patio,Porch
  • Exterior features: Sprinkler/Irrigation,None,Outdoor Grill,Patio
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground
  • Has view: Yes
  • View description: Bay,Gulf,Partial
  • Has water view: Yes
  • Water view: Bay,Gulf
  • On waterfront: Yes
  • Waterfront features: Bayfront

Lot

  • Lot size: 0.39 Acres
  • Features: Oversized Lot,Sprinklers Manual
  • Lot size dimensions: 77 x 251 x 72 x 231

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,237$254,844
Home Insurance *$3,130$37,560
Property Taxes $4,976$59,712
Electricity $361$4,335
Total$29,704$356,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,018,422/yr
40% on housing$891,120/yr
45% on housing$792,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,170This listing

vs Other Active Listings

Avg $/sqft

ZIP 33931$612
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33931$520
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$2,600
2026-04-14Price change$2,750
2026-03-20Listed for rent$2,800
2026-01-15Listed for sale$3,775,000
2026-01-15Listing removed$3,775,000
2026-01-15Price change$3,775,000
2025-12-12Listing removed$2,300
2025-12-01Listed for rent$2,300
2025-10-01Listed for sale$3,950,000
2025-07-21Listing removed$2,300
2025-05-29Listed for rent$2,300
2023-11-19Listing removed--
2023-10-24Listed for rent$2,350
2020-03-06Sold$1,725,000
2020-02-27Pending sale$1,750,000
2020-02-06Price change$1,750,000
2020-01-04Listed for sale$1,950,000
2019-12-02Pending sale$1,950,000
2019-11-11Price change$1,950,000
2019-10-24Listed for sale$2,200,000
2019-10-21Pending sale$2,200,000
2019-08-13Listed for sale$2,200,000

For Sale by Agent

AgentCindi Infiesto
BrokerageiConnect RE

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