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3425 Alberta St, Saint Louis, MO, 63118

4beds
2baths
2,024sqft
$150,000
$74price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

ATTENTION INVESTORS!! Great South City location close to major thoroughfares, beautiful city parks, shopping, and dining. Charming updated tenant occupied all brick 4 bed 1.5 bath home located in the Dutchtown Neighborhood. It has Pex water lines, Pvc sewer lateral, 200 Amp panel, all dbl-hung vinyl windows & a sump pump in the basement. Property is currently rented for $1595 per month with tenant paying all utilities. Do not disturb tenant. Viewings with accepted offers. Please submit proof of funds or preapproval letter with offer. Seller is licensed Realtor. NO SELLER FINANCING!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Meramec Elementary SchoolGrades PK-50.7 mi
4/10
Carnahan MiddleGrades 60.7 mi
1/10
Roosevelt High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Flat
  • Construction materials: Batts Insulation,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Dishwasher,Disposal,Exhaust Fan,Ice Maker,Free-Standing Electric Oven,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Laminate Counters,Recessed Lighting,Tub
  • Flooring: Ceramic Tile,Hardwood
  • Finished area above ground: 2,024

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,024 sqft

Property

Details

  • Parcel number: 2577000270
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Balcony

Lot

  • Features: Level

Parking

  • Parking features: Alley Access,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$176$2,112
Property Taxes $128$1,536
Electricity $154$1,854
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$108
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$159,500
2025-07-17Listing removed$1,595
2025-07-17Price change$165,000
2025-06-18Price change$1,595
2025-06-15Price change$1,750
2025-06-08Price change$1,595
2025-04-17Listed for rent$1,750
2025-02-26Price change$169,900
2025-02-04Price change$179,900
2025-01-24Listed for sale$185,000
2025-01-19Listing removed$1,750
2025-01-12Listed for rent$1,750
2025-01-03Listing removed$1,750
2024-12-20Listed for rent$1,750
2024-10-16Listing removed$1,750
2024-09-27Listed for rent$1,750
2024-08-28Listing removed--
2024-08-14Listed for rent$1,750
2023-06-30Listing removed--
2023-05-28Listed for rent$1,650
2021-03-09Listing removed--
2019-05-22Listing removed$1,200
2019-04-12Listed for rent$1,200
2018-06-22Listing removed$1,300
2012-04-09Sold--

For Sale by Agent

AgentLawrence E Smith
BrokerageWood Brothers Realty

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