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636 Gardenia Lane, Republic, MO, 65738

5beds
5baths
6,160sqft
$1,150,000
$187price/sqft
$7,810/moest. monthly cost
$312,400/yrincome needed

About This Home

Custom one-of-a-kind home built in 2019. Storey & 1/2 PLUS full basement. Sits on 5.07 acres. Backs to woods & a spring-fed creek. All the amenities you could want including an eat-in gormet kitchen with gas cooktop, double ovens, 2 dishwashers, island w/ bar top & a large 'hidden' walk-in pantry! Large laundry/mud room w/ Dog wash. Bright great room w/ 24' soaring high ceilings & gas fireplace overlooking the back deck & in-ground gunite, SALT WATER POOL & Tiki bar. Master suite on main floor w/ access to back deck. Designated office on main floor for work-at-home convenience. Full basement includes a large family room w/ wet bar, theater room wired for surround sound & projector, office/music room & Workout room. Plenty of storage & a storm shelter complete the basement. 4 additional bedrooms & 2 full baths on 2nd level. 5 car garage w/ drive-through access. Efficient heat pump; water softener; 2 water heaters; Private well & septic. Republic schools. Privacy + Convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
7/10
Republic Middle SchoolGrades 6-82.9 mi
8/10
Republic High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Brick/Mortar
  • Roof: Composition
  • Construction materials: Stone,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Propane Cooktop,Built-In Electric Oven,Additional Water Heater(s),Exhaust Fan,Microwave,Water Softener Owned,Disposal
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Internet - Fiber Optic,Crown Molding,Granite Counters,High Ceilings,Walk-In Closet(s),Walk-in Shower,Wired for Sound,Wet Bar
  • Flooring: Carpet,Tile,See Remarks,Hardwood
  • Fireplace features: Great Room,Propane
  • Fireplace: Yes
  • Attic: Access Only:No Stairs,Partially Floored
  • Finished area below ground: 2,336
  • Finished area above ground: 3,824

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 6,424
  • Total interior livable area: 6,160 sqft

Property

Details

  • Parcel number: 060834000000007002

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio,Covered,Deck
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Privacy,Metal
  • Has view: Yes
  • View description: Creek/Stream,Water
  • Has water view: Yes
  • Water view: Water,Creek/Stream
  • Waterfront features: Wet Weather Creek

Lot

  • Lot size: 5.07 Acres
  • Features: Sprinklers In Front,Dead End Street,Wooded/Cleared Combo,Acreage,Landscaped

Parking

  • Total spaces: 5
  • Parking features: Additional Parking,Gravel,Basement
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$864$10,368
Property Taxes $661$7,932
Electricity $470$5,644
Total$7,810$93,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,771/yr
40% on housing$234,300/yr
45% on housing$208,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 65738$174
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65738$177
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$1,150,000

For Sale by Agent

AgentStacy A Duncan
BrokerageMurney Associates - Primrose

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