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706 W 11th St, Taylor, TX, 76574

2beds
2baths
1,920sqft
$320,000
$167price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

Welcome to this timeless 1920s cottage-style home located at 706 W 11th St in Taylor. Full of character and charm, this 2-bedroom, 2-bath home offers classic architectural details, flexible living spaces, and thoughtful updates throughout. Step inside to a spacious living room featuring a cozy fireplace, great built-ins, and original hardwood floors that add warmth and historic charm throughout the home. The inviting layout includes a charming butler’s pantry with additional built-ins conveniently situated between the dining room and kitchen, creating both functionality and vintage appeal. An additional flex space provides endless possibilities — perfect for a home office, library, sitting room, or creative space. Upstairs, the generously sized bedroom offers the potential to be converted into two separate bedrooms, giving the home added versatility for future growth or guest accommodations. Recent improvements include the roof which was installed in March 2026, along with additional updates completed both inside and outside of the home. Situated in a quiet, well-established neighborhood, this property is within walking distance to Old Taylor High School and just minutes from downtown Taylor, local restaurants, shopping, and community events. If you are looking for a charming home that blends historic character with everyday comfort and an opportunity to own a piece of Taylor history, this one is full of potential and ready to welcome you home.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Lot

  • Lot size: 8,450 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$193$2,316
Property Taxes $400$4,800
Electricity $238$2,859
Total$2,449$29,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 76574$1,517
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 76574$165
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentErin Schmidt
BrokerageThe Real Estate Social, LLC

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