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4431 Virginia Ave, Saint Louis, MO, 63111

1beds
1baths
1,452sqft
$59,999
$41price/sqft
$585/moest. monthly cost
$23,400/yrincome needed

About This Home

A cozy 1-bedroom, 1-bathroom home ready for your vision. Whether you're an investor looking to add to your portfolio or a first-time buyer seeking an affordable entry point, this charming property offers unlimited potential. Perfect for renovation, personalization, or rental income. Prime Saint Louis location.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
1/10
Roosevelt High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1897

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 726
  • Finished area above ground: 726

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Property

Details

  • Parcel number: 26970002000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 1,681 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$90$1,080
Property Taxes $51$612
Electricity $141$1,693
Total$585$7,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,057/yr
40% on housing$17,550/yr
45% on housing$15,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 63111$82
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63111$109
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$75,000
2024-07-10Listing removed--
2024-05-20Listed for sale$80,000
2022-11-07Sold--
2022-10-17Pending sale$24,999
2022-10-04Listed for sale$24,999
2022-09-09Listing removed--
2022-08-17Price change$35,999
2022-08-13Listed for sale$39,999
2022-07-12Sold--
2022-07-12Listed for sale$45,000

For Sale by Agent

AgentNicholas J Huscroft
BrokerageChosen Realty, LLC

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