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1019 W 4th St, Taylor, TX, 76574

2beds
2baths
1,870sqft
$399,000
$213price/sqft
$3,030/moest. monthly cost
$121,200/yrincome needed

About This Home

This beautifully restored 1940s home blends timeless craftsmanship with modern comfort in a way that feels both intentional and inviting. With tasteful renovations, the home preserves its original charm while offering the reliability and convenience today’s buyers expect. From the moment you arrive, custom mahogany-stained French doors open into a welcoming entry that sets the tone for what lies beyond. Original hardwood floors, knotty pine walls and ceilings, and preserved architectural details remain at the heart of the home, creating warmth and authenticity throughout. The kitchen has been fully updated with a clean, modern design that still complements the home’s natural character. Featuring warm finishes, quality materials, and functional layout, it’s a space designed for both everyday living and entertaining. Out back, a spacious deck overlooks a wide, open yard ideal for gardening, gatherings, or quiet evenings under mature shade trees. Whether you envision weekend cookouts, peaceful mornings, or future landscaping projects, the outdoor space offers endless possibilities. Conveniently located near downtown Taylor, local dining, shopping, and entertainment, this home provides easy access to daily necessities while maintaining a relaxed residential feel. Just minutes from Samsung Austin Semiconductor and major commuter routes, it’s perfectly positioned for both work and lifestyle.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
Taylor Middle SchoolGrades 6-82.2 mi
3/10
Taylor High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Range
  • Laundry features: Inside

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,See Remarks,Separate Shower,Natural Woodwork,Eat-in Kitchen
  • Flooring: Wood
  • Fireplace features: None
  • Attic: Other,See Remarks

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,870 sqft

Property

Details

  • Parcel number: R016409

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Private Yard
  • Spa features: In Ground
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,492 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$240$2,880
Property Taxes $535$6,420
Electricity $238$2,859
Total$3,030$36,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,885/yr
40% on housing$90,900/yr
45% on housing$80,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 76574$1,516
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 76574$165
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$399,000
2026-04-03Price change$415,000
2026-02-26Price change$424,000
2026-02-06Listed for sale$449,000
2025-07-18Listing removed$265,000
2025-06-06Contingent$265,000
2025-05-13Listed for sale$265,000
2017-07-24Sold--
2017-06-12Pending sale$145,000
2017-06-07Price change$145,000
2017-05-22Listed for sale$138,000

For Sale by Agent

AgentJohn R. Melnar
BrokerageGrand Land Realty, LLC

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