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4516 Pennsylvania Ave, Saint Louis, MO, 63111

3beds
2baths
2,140sqft
$75,000
$35price/sqft
$719/moest. monthly cost
$28,760/yrincome needed

About This Home

This 2,000+ sq ft property offers two spacious units with strong rental potential after updates. The first-floor unit is a large 1-bedroom with separate living and dining areas, oversized closets, and eat-in kitchen. The second-floor unit provides an opportunity to reconfigure into a true 2-bedroom, featuring a living room, dining room, eat-in kitchen, bedroom, and large bonus room. Additional features include a full shared basement and newer rear deck (2023) and stairs. With light to moderate rehab, projected rents are: 1st floor: $500–$700 2nd floor: $600–$850 Ideal for investors looking to add value, increase rents, and build equity. Convenient access to Highway 55 enhances tenant appeal.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1923

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3

Property

Lot

  • Lot size: 3,598 sqft

Parking

  • Parking features: No Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$113$1,356
Property Taxes $64$768
Electricity $163$1,961
Total$719$8,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,651/yr
40% on housing$21,570/yr
45% on housing$19,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 63111$82
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63111$109
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentTina M Siebert
BrokerageRedKey Realty Leaders Circa

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