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1607 E 4th St, Taylor, TX, 76574

2beds
1baths
904sqft
$399,000
$441price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Charming 2-bed, 1-bath farmhouse on a fully fenced and gated 1.47-acre lot with Hwy 79 frontage, just minutes from downtown Taylor. The light-filled home features hardwood floors, a spacious living room, Vermont Castings wood-burning stove, metal roof, and a generous kitchen and dining area opening to a private covered porch. Outdoor highlights include an open backyard, young fruit trees, a plowed garden area, and a chicken coop. Utilities are in place with water, electricity, and public sewer, plus a recently completed 16-inch city water line along E 4th Street. Located approximately 3 minutes from downtown Taylor and the Technology Park, and about 10 minutes from the Samsung facility. Excellent visibility, easy access, and strong long-term potential. Buyer to verify zoning and future use.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Taylor Middle SchoolGrades 6-82.8 mi
3/10
Taylor High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Instant Hot Water,Gas Oven,Refrigerator,Washer/Dryer,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Entrance Foyer,Washer Hookup
  • Window features: None
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Fireplace(s),Hot Water,Propane,Propane Stove,Space Heater,Varies by Unit,Wood Stove
  • Cooling features: Ceiling Fan(s),Exhaust Fan,Varies by Unit,Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 904 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Kitchen,Accessible Washer/Dryer

Details

  • Parcel number: R133000030531502
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Rear Porch
  • Exterior features: Balcony,Garden,Playground,Private Entrance,Private Yard
  • Fencing: Full
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 1.47 Acres
  • Features: Back Yard,Front Yard,Native Plants,Open Lot,Private,Trees-Moderate

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Carport,Drive Through,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$240$2,880
Property Taxes $477$5,724
Electricity $238$2,859
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 76574$1,516
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 76574$165
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$499,000
2026-02-16Price change$599,000
2026-02-10Price change$625,000
2026-02-07Listed for sale$675,000
2025-12-09Listing removed$2,450
2025-10-30Listed for rent$2,450
2025-10-30Listing removed$1,450
2025-10-13Listed for rent$1,450

For Sale by Agent

AgentHaixia Yuan
BrokerageKeller Williams Realty

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