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194 Poole Road, Rockingham, NC, 28379

4beds
2baths
1,854sqft
$349,000
$188price/sqft
$2,516/moest. monthly cost
$100,640/yrincome needed

About This Home

One of a kind underground home (earth-shelter) offering a rare blend of efficiency, durability, and character, situated on 6 private acres outside of the city limits. Built into a natural hillside, this approximately 1,829 sq ft residence features 4 bedrooms and 2 bathrooms with a unique layout designed for both functionality and long term energy savings. Constructed with reinforced concrete, steel beams and finished with classic stone siding, the home is built to last while maintaining comfortable indoor temperatures year round. Original Pella windows, along with a skylight in the kitchen, bring in natural light and add to the home's charm. With a low monthly electric bill, this property highlights the efficiency benefits of underground living. The setting offers privacy and a peaceful, tucked away feel while still being conveniently located near Highway 220. Outside, the property continues to impress with a workshop attached to a storage room that includes a 1 bedroom, 1 bathroom studio with a kitchen ideal for guests, rental income, or a private workspace. A separate 2 car garage/barn (chicken coop) adds even more versatility for storage, equipment, or hobby use. Whether you're looking for a unique primary residence, multi use property, or an investment opportunity with income potential, this underground home is a rare find with endless possibilities. No recorded easement or road maintenance agreement information is on file.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
8/10
Rockingham Junior HighGrades 6-82.9 mi
2/10
Richmond Senior High SchoolGrades 10-124.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete,Stone,Steel Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Dryer
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Blinds/Shades
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Property

Details

  • Parcel number: 746401380378
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 6 Acres
  • Features: Dead End
  • Lot size dimensions: 715 x 330 x 308 x 375 x 365

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Richmond County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$304$3,648
Property Taxes $248$2,976
Electricity $200$2,405
Total$2,516$30,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,262/yr
40% on housing$75,480/yr
45% on housing$67,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28379$126
Richmond County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 28379$110
Richmond County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$349,000
2025-07-22Listing removed$325,000
2025-04-23Pending sale$325,000
2025-03-06Listed for sale$325,000
2021-01-28Sold$75,000

For Sale by Agent

AgentJill McLester
BrokeragePine & Palm Real Estate Group

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