See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1616 Circa Del Lago Unit C108, San Marcos, CA, 92078

1beds
1baths
660sqft
$259,000
$392price/sqft
$2,006/moest. monthly cost
$80,240/yrincome needed

About This Home

NEW IMPROVED [REDUCED] PRICE!!! WELCOME HOME TO CHATEAU LAKE SAN MARCOS - UNIT C#108 - Enjoy the lifestyle you have been searching for a long time - NOT A CARE IN THE WORLD! Chateau Lake San Marcos is a resort-style 55+ retirement community in San Marcos, CA, offering independent living with optional assisted living and memory care. Residents own their condos and pay a monthly HOA fee that covers dining, housekeeping, transportation, utilities, and extensive amenities like fitenss centers, pools and a library. The community provides a vibrant lifestyle with numerous on-site and off-site activities, concerge services, and pet-friendly options (with size limits). This unique, chill, light and bright 1 bedroom 1 bath is indeed HOME-SWEET-HOME. Remember when you arrive at your NEW HOME -- all your worries, chores, tiresome decisions -- please leave those - outside the gate! Chateau Lake San Marcos is about NEW BEGINNINGS FOR YOU! Schedule an appointment to preview this fine property with the Listing Agent - easy to schedule and plent of opportunities to view it soon. Trust me I am sure you have GREAT TASTE and once you preview this home and decide this home is for YOU -- best hurry because if YOU SEE THE VALUE in this property -- so will the other buyers because they LIKE YOUR GOOD TASTE IN HOMES. Hurry don't delay CHATEAU LAKE SAN MARCOS awaits you today.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
7/10
San Elijo Middle SchoolGrades 6-81.8 mi
8/10
San Marcos High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Oven,Electric Range,Electric Stove,Electric Cooking
  • Laundry features: None Known

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 660
  • Total interior livable area: 660 sqft

Property

Details

  • Parcel number: 2215703208

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: Community/Common
  • Fencing: Partial

Parking

  • Total spaces: 1
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$49$588
Property Taxes $250$3,000
Electricity $398$4,786
Total$2,006$24,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,777/yr
40% on housing$60,180/yr
45% on housing$53,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$423
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$259,000
2026-03-19Listed for sale$275,000
2020-10-15Sold$128,500
2020-05-23Listed for sale$128,300
2019-07-19Sold$117,500
2019-06-09Price change$120,000
2019-06-07Price change$121,400
2019-05-31Price change$122,000
2019-05-29Price change$122,200
2019-05-28Price change$122,500
2019-05-25Price change$123,100
2019-05-23Price change$123,200
2019-05-21Price change$123,400
2019-05-17Price change$123,500
2019-05-15Price change$123,700
2019-05-13Price change$123,900
2019-05-10Price change$124,100
2019-05-09Price change$124,200
2019-05-07Price change$124,400
2019-05-06Price change$124,500
2019-04-27Listed for sale$125,000
2009-10-19Sold$45,000
2001-12-17Sold$82,500

For Sale by Agent

AgentPatrick Alexander
BrokerageeXp Realty of California Inc

Similar Homes