




4020 Front St #22, San Diego, CA, 92103
About This Home
Variance granted for Res Detached. Situated on a desirable street in Mission Hills/Hillcrest, this well-maintained property offers a spacious primary residence with a detached second unit ideal for rental income or guest use. Both units include stand-up attic storage and share a private enclosed yard, plus 2 off-street parking spaces. The main home is a 2BR/2BA, 1,298 sq ft residence featuring hardwood floors, a remodeled kitchen with quartz countertops, updated bathrooms, central heat and air, formal dining room, and a large storage/pantry off the kitchen. Owned solar provides significant energy savings. The 2nd unit is a 1BR/1BA cottage, 699 sq ft cottage with quartz kitchen counters, gas stove, breakfast nook, manufactured wood flooring, and a spacious bedroom with an extended built-in closet. Retro yellow tiled bathroom adds charm. Zoned RM 3-9 on a 5,200 sq ft lot with additional development potential (buyer to verify). Complete Communities Tier 2, Transit Priority Area. Variance granted for Detached. Situated on a desirable street in Mission Hills/Hillcrest, this well-maintained property offers a spacious primary residence with a detached second unit ideal for rental income or guest use. Both units include stand-up attic storage and share a private enclosed yard, plus 2 off-street parking spaces. The main home is a 2BR/2BA, 1,298 sq ft residence featuring hardwood floors, a remodeled kitchen with quartz countertops, updated bathrooms, central heat and air, formal dining room, and a large storage/pantry off the kitchen. Owned solar provides significant energy savings. The 2nd unit is a 1BR/1BA cottage, 699 sq ft cottage with quartz kitchen counters, gas stove, breakfast nook, manufactured wood flooring, and a spacious bedroom with an extended built-in closet. Retro yellow tiled bathroom adds charm. Zoned RM 3-9 on a 5,200 sq ft lot with additional development potential (buyer to verify). Complete Communities Tier 2, Transit Priority Area.
Getting Around
Schools
Construction
Condition
- Year built: 1929
Materials
- Roof: Composition
- Construction materials: Wood/Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Cooking,Gas Oven,Gas Range,Gas Stove,Microwave,Range/Oven,Refrigerator,Solar Panels,Washer
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Forced Air Unit,Other/Remarks
- Cooling features: Central Forced Air,Energy Star,Wall/Window
Interior Area
- Total structure area: 1,997
- Total interior livable area: 1,997 sqft
Property
Details
- Parcel number: 4444911900
- Zoning: R-4:MULTIP
- Zoning description: R-4:MULTIP
Features
- Levels: 1 Story
- Pool features: N/K
- Fencing: Full,Wood
Lot
- Lot size: 5,227 sqft
Parking
- Total spaces: 2
- Parking features: None Known
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,074 | $84,888 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $1,626 | $19,512 |
| Electricity | $428 | $5,138 |
| Total | $9,317 | $111,804 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $1,399,000 |
| 2026-02-19 | Listed for sale | $1,450,000 |
| 1999-01-19 | Sold | $245,000 |
