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4865-71 Voltaire St, San Diego, CA, 92107

6beds
4baths
0sqft
$1,900,000
--price/sqft
$12,214/moest. monthly cost
$488,560/yrincome needed

About This Home

***Seller Financing Available @ 5% Interest Only*** The Voltaire Street Cottages, four coastal units blocks from the ocean and steps from coffee shops, surf boutiques, yoga and restaurants in Ocean Beach San Diego. The property consists of two detached 2bed/1bath cottages and one duplex with two 1bed/1bath units situated on a 4,259 SF parcel zoned CC-4-2. The premium zoning allows for mixed-use and higher-density development, offering flexibility for future expansion. The property features private yards, washer/dryer in select units and gated ingress and egress. In addition, the seller has completed ADU feasibility studies, outlining options to add 1-10 additional units and has obtained permits to add a 1bed/1bath ADU.

Getting Around

88
WalkingVery Walkable
33
TransitSome Transit
97
BikeBiker's Paradise

Schools

10/10
6/10
Correia Middle SchoolGrades 7-80.7 mi
9/10
Point Loma High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Other/Remarks
  • Construction materials: Other/Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: N/K

Interior Area

  • Total structure area: 2,100

Property

Details

  • Parcel number: 4483332100

Features

  • Levels: 1 Story
  • Fencing: Full

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$169$2,028
Property Taxes $2,040$24,480
Electricity $398$4,786
Total$12,214$146,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$418,765/yr
40% on housing$366,420/yr
45% on housing$325,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92107$881
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92107$1,018
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$1,900,000
2026-07-31Price change$1,950,000
2026-07-10Price change$1,990,000
2026-05-29Price change$1,999,999
2024-12-11Listed for sale$2,050,000
2023-07-13Sold$1,950,000
2015-07-31Sold$875,000
2001-08-14Sold$555,000
2000-08-30Sold$430,000
2000-06-21Sold$406,500
1999-12-21Sold$51,500

For Sale by Agent

AgentChristopher J Sarver
BrokerageAcre Investment Real Estate

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