4532-34 Long Branch Ave, San Diego, CA, 92107
About This Home
Rare Ocean Beach duplex just blocks from the sand. This 4,175 sq ft parcel features two detached cottages: a charming 2-bedroom, 1-bath front unit with yard space — ideal for an owner-occupant — and a private 1-bedroom, 1-bath rear cottage with its own patio. Both carry classic OB character with clear room to renovate and push rents in one of the city's tightest coastal markets. For the value-add investor, both cottages offer straightforward renovation upside, with the added opportunity to build up to two additional Adu units on the parcel. For the visionary buyer, demo the front cottage and build a custom single-family residence designed to capture the ocean views this elevation affords, while retaining the rear cottage as a rental or guest unit.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Composition
- Construction materials: Wood/Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Wall/Gravity
- Cooling features: N/K
Interior Area
- Total structure area: 1,500
Property
Details
- Parcel number: 4486841400
- Zoning: RS-1-7
- Zoning description: RS-1-7
Features
- Levels: 1 Story
- Pool features: N/K
- Spa features: N/K
- Fencing: Partial
- Has view: Yes
- View description: N/K
- Frontage type: Ocean/Bluff
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,469 | $101,628 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $2,221 | $26,652 |
| Electricity | $398 | $4,786 |
| Total | $11,237 | $134,844 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $1,675,000 |
| 2026-05-20 | Listed for sale | $1,695,000 |
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