2805 State St, San Diego, CA, 92103
About This Home
Rarely available South Mission Hills Craftsman featuring three separate residences: a studio with floor-to-ceiling windows and unobstructed canyon views toward Bankers Hill and downtown, a spacious one-bedroom/one-bath, and a front two-bedroom/one-bath with peek views of the bay, downtown, Point Loma, and the airport. All units are privately entranced. Original period lighting, sconces, preserved woodwork, vintage bathrooms, covered porch with oversized timber beams, and masonry walls elevate the property from the street. Sensitive improvements, including historically appropriate replacement windows installed through the Quieter Home Program. A rare amenity in South Mission Hills, the property offers six on-site parking spaces (including two one-car garages) plus additional storage beneath the home. The three-unit configuration offers flexibility for owner occupancy, multigenerational living, or investment. Buyers to verify zoning, rental regulations, licensing requirements, intended uses, and potential Mills Act eligibility.Minutes to downtown, Little Italy, Balboa Park, the waterfront, dining, shopping, and major transportation.
Getting Around
Car-Dependent
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1929
Materials
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Wall/Gravity
- Cooling features: N/K
Interior Area
- Total structure area: 1,900
Property
Details
- Parcel number: 4516710800
Features
- Levels: Other/Remarks
- Spa features: N/K
- Fencing: Partial
- Has view: Yes
- View description: Bay,Valley/Canyon
- Has water view: Yes
- Water view: Bay
- Frontage type: Bay,Canyon
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,469 | $101,628 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $1,950 | $23,400 |
| Electricity | $398 | $4,786 |
| Total | $11,044 | $132,528 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $1,674,900 |
| 2025-10-15 | Listing removed | $1,625,000 |
| 2025-04-21 | Price change | $1,625,000 |
| 2025-02-07 | Listed for sale | $1,699,000 |
| 2023-04-04 | Listing removed | -- |
| 2023-02-20 | Price change | $3,250 |
| 2023-01-11 | Listed for rent | $3,450 |
| 2021-07-22 | Listing removed | -- |
| 2021-07-19 | Listed for sale | $1,490,000 |
| 2021-06-09 | Listing removed | -- |
| 2021-04-19 | Price change | $1,490,000 |
| 2020-10-08 | Listed for sale | $1,499,000 |
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